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Disbursement Checklist(NDC)

Disbursement Non Discrepancy Checklist
Lead ID No. Customer
Name
S.N. Document
Type Document Description
Bankers signature verification to be obtained for Repayment Ac-
count where PF cheque is not cleared.
Approval for PDCs as repayment mode from National Credit Head.
In case loan repayment is through PDCs, then collect 24 PDCs for
Pre EMII/ EMI
All the cheques to be duly filled and signed with the favoring of
Piramal Capital & Housing Finance Ltd.
Details of all Cheques, including Canceled Cheque, to be men-
tioned in Cheque Submission Form (CSF)
In HL & HE cases, 2 NACH set and @ set of SPDCs and PDCs re-
quired one for HL & other for HL Top-up.
Title Documents received as per Legal Report.

Approval in place as per OTC documents/ PDD policy.
18 Title
Documents Own Contribution Receipt (OCR) If OCR is less than standard norms
, refer special scheme to verify.

Numbering on documents as per legal report - In Pencil.
19 No No Objection Certificate from Builder or Society on letter head,
Objection duly signed by authorized signatory(ies), in the specified format of
Certificate PCHF. If the NOC is not in the specified format, then approval of
to create Legal Team is required.
mortgage

LTV % of agreement value is as per credit policy
2nd Lead ID need to be generated only for difference between LTV
to documented value (DV) & LTV to Market Value (MV).
20 LTV
LTV % of market value is as per credit policy.
Loan <=30 Loan >30 Lakh to <=75Lakh Loan >75 Lakh
90% 80% 75%

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