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Disbursement Checklist(NDC)

Disbursement Non Discrepancy Checklist
Lead ID No. Customer
Name
S.N. Document
Type Document Description
Unique APF Number is mentioned in Credit Appraisal Memo and
Disbursement Memo.
Permission to Mortgage in specified format (Applicable for cases in
which Sale Deed is executed after possession of property).
Tripartite agreement to be signed by Borrowers, Lender and
Builder (Applicable for cases in which Sale Deed is executed after
possession of property).
21 In APF Scheme Note is available in the docket (OCR deferment, interest
Cases subvention upfront, interest subvention monthly, interest subven-
tion split, principal moratorium, interest moratorium).
Tripartite agreement in subvention scheme.
In case of deduction of interest subvention at NPV from disburse-
ment, calculation sheet is prepared by Credit Manager. Check the
subvention period with scheme note.
In case of receipt of interest subvention at NPV from builder, check
if funds are received in bank account.
Project Progress Report (Technical report) not older than 3
months.
Progress needs to be checked if disbursement amount is as per the
incremental construction progress %
The allowed deviation of additional construction % as per extant
policy. Any disbursement above the extant credit policy is to be
approved by concerned Authority.
Agreement to sell. Furniture and Fixtures Agreement/ Estimate by
architect (if applicable).
Seller KYC documents, Bank Statement and canceled cheque.
22 In Resale
Cases Seller FI & Seller POA.
In case Seller is Company/ Partnership Firm/ LLP:
A. Original Board resolution/ Authority Letter in PCHF format for
sale of property to borrower should be collected.

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