Page 3 - increase your credit score
P. 3
Table of Contents:
Introduction .............................................................................................................................. 4
1. Three Mindsets That Get in the Way of Good Credit ...................................................... 5
2. The History of Credit Scores ............................................................................................... 8
3. How Your Credit Scores are Calculated ............................................................................11
4. How Your Credit Scores Affect You ................................................................................ 16
5. The First Step to Good Credit: Make a Budget ................................................................21
6. Become an Expert in Your Credit Card Rates and Payments ....................................... 26
7. Monitor Your Credit Scores and History .........................................................................29
8. Avoid Grinchy Credit Scores by Controlling Your Holiday Spending ....................... 33
9. Myths About Credit Scores ............................................................................................... 36
10. Additional Resources .........................................................................................................41
www.highya.com Page 3
