Page 5 - increase your credit score
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                 Three Mindsets That Get in



                       the Way of Good Credit











            Building good credit scores is about building good habits.



            Before we show you what those good habits look like, we need to address three mindsets
            that tend to keep us from improving our scores.




            Mindset 1: “It’s Not My Fault”


            A common mindset among consumers with low credit scores and credit debt is a mindset

            of blame.



            We tend to want to point the finger at credit card companies or credit bureaus as a way to
            pass off our own bad choices.




            If you want to cultivate good credit scores, you must realize that, aside from cases of
            errors or identity theft, you are responsible for what’s on your credit report.







            www.highya.com                                                                                 Page  5
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