Page 4 - increase your credit score
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Introduction
Our goal at HighYa is to create professional consumers. One of the most crucial areas of
becoming a mature, professional consumer is credit scores.
There are thousands of articles out there claiming hacks and secrets, but, the truth is,
there are no hacks and secrets. There is information you know and information you don’t
know.
The goal of this e-book is to give you the information you need to strengthen your habits
to the point that you can use your credit scores to your advantage.
Consumers with excellent credit get lower interest rates, better insurance rates and
preferential treatment from lenders across the board.
At the core of this ability to use your credit to your advantage is the realization that you
control what happens to your credit scores:
• You control your spending.
• You control the timeliness of your payments.
• You control your long-term successes and failures in the credit arena.
However, you can’t get to this point of total control until you understand what credit
scores are, how they work and what you can do to make your scores better.
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