Page 13 - RS&A Benefits Enrollments Guide

Voluntary Whole Life

Unum offers whole life insurance. This benefit is paid for 100% by the employee

through post-tax payroll deductions. Unum’s whole life plan offers protection beyond an
individual’s working years and potentially for a lifetime. With a guaranteed death
benefit that will never decrease, level premiums that will never increase, cash value

accumulation, living benefits and other options, whole life goes beyond typical term life
insurance. All amounts are Guarantee Issue.

There are two options available: $13.00 or $19.50 per pay period. Spouse coverage cost
is $6.50 per pay period. Child term life is $10,000 up to age 25, at which point you have
the option to purchase as a whole life policy at 5 times the rider amount. The cost of
child coverage per pay period is $2.49.

Employee and Spouse’s Life amount is based on their age and tobacco and non-tobacco
rates.

This benefit is only available during the 4/1 renewal period. If you have any questions or
need additional enrollment information, please see HR.

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