Page 19 - Hospice Benefits Enrollments Guide
P. 19

Voluntary Worksite Benefits




               Accident Coverage – No one plans to have an accident. But it can happen at any moment throughout
               the day, whether at home or at play. Most major medical insurance plans only pay a portion of the bills.
               This accident coverage can help pick up where other insurance leaves off and provide cash to help cover
               the expenses. Accident coverage helps offer peace of mind when an accidental injury occurs.

                          o  Coverage that is guaranteed issue; there are no medical exams or tests to take
                          o  Benefits that correspond with treatment for off-the-job accidental injuries including
                              hospitalization, emergency treatment, intensive care, fractures, plus more
                          o  Off-the-job accident coverage for yourself or your entire family
                          o  Affordable premiums
                          o  Benefits paid directly to you, unless you assign them to someone else
                          o  Continuation of coverage

                               Accident Insurance                         Rates per Pay Period
                   Employee Only                                                  $6.36
                   Employee + Spouse                                              $9.14
                   Employee + Child(ren)                                         $12.92
                   Employee + Family                                             $16.14

               Cancer Coverage – Allstate Benefits group voluntary cancer coverage provides cash benefits for cancer
               and 29 specified diseases, and can help cover the costs of specific cancer and specified disease
               treatments and expenses as they happen.  Being diagnosed with cancer or a specified disease can be
               difficult on anyone both emotionally and financially. Having the right coverage to help when sickness
               occurs or when undergoing treatments for cancer is important. This cancer coverage can help provide
               added financial security when it is needed most.

                          o  Benefits paid directly to you unless otherwise assigned
                          o  Coverage for you or your entire family
                          o  No evidence of insurability required at initial enrollment
                          o  Waiver of premium after 90 days of disability due to cancer for as long as your disability
                              lasts
                          o  Includes coverage for 29 other specified diseases
                          o  Portable

                                                    Rates per Pay Period          Rates per Pay Period
                         Cancer Insurance
                                                          Low Plan                     High Plan
                   Employee Only                            $7.21                        $11.24
                   Employee + Spouse                       $11.49                        $17.57
                   Employee + Child(ren)                    $9.91                        $15.74
                   Employee + Family                       $14.18                        $22.05

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