Page 18 - English Book.cdr

MODULE 2

Please rise your hand if you would like to learn about money.
Say: We pay for the things we need with money. The secret to increasing our money is to reduce
buying things that are not really urgent.

Do you agree?
Listen to par cipant´s opinions and ask:

Ø Can anyone provide an example of something that is not urgent to buy?
Once several par cipants have offered their ideas and shared personal experiences or stories,
con nue asking:

Ø Why is it important to reduce buying things that are not urgent?
Ø We call the expenses in non-urgent things unnecessary expenses. That is, expenses that are
not urgent or that we can postpone

Story 15
minutes

Explain: In our sessions, we are going to follow the story of a family. Naz is the mother, Ahmed the
father. They have one daughter named Samina and one son named Raza. We will also meet some of
their friends, and family members along the way.

Show a picture of the family

Note to Trainer: If the eLearning on unnecessary expenses is available, play/project it with and follow
the course with the students.

Let’s get started listening the story of Samina and her brother Raza. The story is about how to use
money wisely.
Raza wanted to buy a new mobile phone, and was decided to buy it.

Samina, reminded him that the mobile was not urgent, and
that the family had other priori es like improving the fruit
store and to pay for the educa on of Raza and Samina.

The first reac on of Raza was that he should buy the mobile
phone because he liked it, and he considered that if they had

money available they should spend it on things he liked.

Samina men oned that Raza´s mobile phone was s ll in good
condi on; therefore, the new mobile was an unnecessary
expense. By avoiding unnecessary expenses, they could afford to save money. Raza complained a bit and
accused Samina for being a “penny pincher” but finally realized that the new mobile was not an urgent
expense. He understood that he didn’t have to buy something just because he liked it.

11 www.cyflp.com.pk Child & Youth Financial Literacy Program