Page 6 - Learning and Development Policy
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continuing  education  courses  (credits)  stipulated  by  the  governing  body  for  their
                       particular professional license.

                       Such employees will receive:

                            Time off with pay to attend such courses

                            Reimbursement of any reasonable cost related to such courses

                            Reimbursement for the licensure fee itself.



                     5.   3.0 Payment:

                      Within 60 days after completion of an approved course, the employee completes an
                      Expense Report, attaching a copy of the following information and submits to Human
                      Resources.    Human  Resources  will  approve  the  expense  report  and  return  to  the
                      employee for submission to Accounting/Finance for payment:

                     Official evidence of satisfactory completion of course

                     A receipt showing payment made


               3.1 Repayment of Monies in Event of Termination
                      In  the  event  that  your  employment    terminates,  within  12  months  of    date  of
                      qualification    (“Relevant  Date”)  or  at  any  time  prior  to  the  Relevant  Date,  the
                      Company reserves the right to recover from you all or a proportion of the Fee on the
                      basis of the scale set out below:

                        Duration of service        Proportion of

                        following successful       Fee repayable
                        completion of course.

                        [Prior to relevant date]   [100%]


                          [1-3 months]             [75%]
                        [3-6 months]               [50%]
                        [6-9 months]               [25%]
                        [9-12 months]              [15%]




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