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© Zakat & Waqf: Impact on Women and Community Development
ISBN 978-967-####-##-#

mentorship programs will be the outcome of such collaboration, which
can be shared with similar projects.

CONCLUSIONS AND RECOMMENDATIONS
In conclusion, among the critical areas is the financial matters. One of
the most essential financial constraints mompreneurs face is childcare
expenses. The Jarum Emas Project, under the Islamic Social Finance
for B40 Community initiative, has aimed to address these challenges
comprehensively. The project emphasises the need for innovative
solutions considering the intersectionality of familial and
entrepreneurial responsibilities. Providing financial assistance using
zakat is crucial to empowering mompreneurs economically. However,
the lack of motivation and support from family and community may
add additional difficulty for participants. Recognising these women's
emotional struggles, a supportive environment is much needed. For
instance, initiatives that can break down gender-related stereotypes,
provide emotional support, and build a sense of community are critical
components for the holistic empowerment of mompreneurs.

This study also emphasises Islamic finance's potential through zakat
and waqf, in empowering womenpreneur. It can be argued that using
zakat funds can provide direct financial assistance, while waqf can
contribute to developing sustainable community centres. Furthermore,
the involvement of Islamic financial institutions in monitoring and
supporting these initiatives is vital. Also, collaboration with higher
educational institutes to enhance the potential of mompreneurs is
needed. Finally, to ensure the success of the community project,
ongoing collaboration with universities, community members, and
stakeholders is essential. Directing significant funding through zakat
and waqf for special projects can initiate various programs to educate
and empower the B40 community, fostering positive relationships and
sustainable development.

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