Page 112 - Zakat & Waqf: Impact on Women and Community Development

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© Zakat & Waqf: Impact on Women and Community Development
ISBN 978-967-####-##-#

handmade bags. This situation affects the individuals directly involved
and the overall progress and momentum of the Jarum Emas Project.

Addressing this challenge necessitates a nuanced approach that
acknowledges and accommodates the health-related limitations of the
participants. Flexible scheduling, mobile support units, or health-
related workshops may be potential strategies to explore, allowing
participants to balance their caregiving responsibilities with their
commitment to the project. Additionally, fostering a supportive
community network within the project can create a system where
participants can collectively navigate and support each other during
times of health-related constraints. The success of the Jarum Emas
Project may hinge on its adaptability and sensitivity to the diverse
health circumstances of the participants, ensuring that the project
remains inclusive and sustainable.

HOW ISLAMIC FINANCE CAN EMPOWER THE
MOMPRENEUR
Islamic finance, anchored in principles of social justice and equitable
wealth distribution, holds significant potential to empower
mompreneurs in the B40 community through the strategic utilisation
of zakat and waqf. The challenges these women face, ranging from
financial constraints to health issues, can find meaningful solutions
within the framework of Islamic finance, fostering economic resilience
and community well-being (Rokis, Basir and Fauzi, 2018). Zakat, for
example, has proven to be a vital tool in providing direct or guided
financial assistance to the mompreneur facing hardships (Razak, 2019).
Channelling the zakat funds to them or towards community
empowerment programs such as the Jarum Emas Project allows the
womenpreneur to invest in their business and at the same time take
care of the family. On top of that, Zakat can be the best microfinance
initiative that provides an interest-free -loan based on the Qard

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