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the top 10 fund managers in their respective sector, ensuring that the investor is provided with every
opportunity to outperform the benchmark in their selected strategy.

Additionally, Ascot International will offer a range of both ‘Fund of Funds’ and specialist investment
funds, which can be accessed as either a direct investment through Ascot Distribution (FE) or through
Ascot Life policies.

For direct investors Ascot International will include in the offering, a number of ‘low cost’ funds, which
will be ideal for those starting out on the investment trail, with a range of risk profiles, and low start
options. These may, at any time, switch their investment into different funds within the range, or alter
the amount of their regular contributions. All this will be achieved through the multi-function Portal.

8. Sales Team

The initial ‘launch’ sales team will consist of seven experienced seasoned professionals each with an
extensive network of existing relationships in the international/cross border arena, particularly the
selected launch markets. This will ensure that Ascot Group products will be embedded into the various
financial service provider networks from day one. Our current intention is that the team will be soft
selling for up to three months before Ascot Life goes live. It is anticipated that the implementation
process will be comparatively easy as these networks will be familiar not only with the sales team, but
also with the Isle of Man and this style of investment linked products and international funds.

9. Service & The Portal

The sales team will provide ongoing support to distributors, plus, in addition, both distributors and
clients will be supported by the latest cutting edge online technology and systems available, via a
dedicated area within the online portal, allowing for access 24 hours a day and providing a seamless
experience for both the introducer and the end consumer with automated processes all the way from
the front end to the back end. As for the client facing elements, it is also intended to make the portal
operational in a number of languages, to appeal to a wider demographic of distributor.
.