Page 64 - Ecobank Gambia Annual Report 2020

Financial Statements & Annual Report

Notes to the Financial Statements

for the year ended 31 December 2020 (in Thousands of Gambian Dalasis)

(All amounts in GMD’000) Corporate & Consumer Bank Commercial Bank Total
31-Dec-19 Investment Bank

Over Term Over Term Over Term
drafts loans drafts loans drafts Loans

123,421 596,217 3,064 1 89,772 166,769 5 77,010 1,656,253
Grades: - - - - - - -

1. Current 123,421 596,217 3,064 189,772 166,769 577,010 1,656,253

Watch List

Total

Loans and advances past due but not impaired

Loans and advances less than 90 days past due are not considered impaired, unless other information is available to
indicate the contrary.

Gross amounts of loans and advances by class of customers that were past due but not impaired were as follows:

(All amounts in GMD’000)

31-Dec-20 Corporate & Consumer Bank Commercial Bank
Investment Bank

Over Term Over Term Over Term Total
drafts loans drafts loans drafts Loans

Past due up to 30 days - - - - 709 241 950

Past due 30-60 days - - - 27 350 60 437

Past due 60-90 days - - - - - - -

Total - - 27 350 709 301 1,387

31-Dec-19 Corporate & Consumer Bank Commercial Bank
Investment Bank

Over Term Over Term Over Term Total
Past due up to 30 days drafts loans drafts loans drafts Loans
Past due 30-60 days -
Past due 60-90 days - - - - - - -
3,810
Total - - - - - -

- - 15 - 3,795 -

- - 15 - 3,795 - 3,810

62 Ecobank Gambia Annual Report 2020 www.ecobank.com