Page 10 - Burlingame EE Guide 12-17
P. 10

BENEFITS






         Dental Insurance

         MetLife & Total Dental Administrators (TDA) | DHMO Dental Plans
         With the Dental Health Maintenance Organization (DHMO) plans through MetLife and TDA, you are required to select a general
         dentist to provide your dental care. You will contact your general dentist for all of your dental needs, such as routine check‐ups and
         emergency situations. If specialty care is needed, your general dentist will provide the necessary referral. For covered procedures,
         you'll pay the pre‐set copay or coinsurance fee described in your DHMO plan booklet. Please keep a copy of your booklet to refer
         to when utilizing your dental care. This will show the applicable copays that apply to all of the dental services that are covered
         under this plan. Please note the TDA plan is only for Arizona employees.

         MetLife | DPPO Dental Plans
         With the MetLife Dental Preferred Provider Organization (DPPO) dental plans, you may visit a DPPO dentist and benefit from the
         negotiated rate or visit a non‐network dentist. When you utilize a DPPO dentist, your out-of-pocket expenses will be less. You may
         also obtain services using a non-network dentist; however, you will be responsible for the difference between the covered amount
         and the actual charges and you may be responsible for filing claims.

                                     MetLife            TDA                MetLife                   MetLife
         Plan Name                    DHMO             DHMO               Low DPPO                 High DPPO
         Location                    CA Only          AZ Only            All Locations            All Locations

         Network                     Network          Network        Network      Non-        Network       Non-
                                                                                 Network                  Network
         Dental Benefits            SGX100-CA          A500S               PDP Plus                  PDP Plus

         Calendar Year Maximum       Unlimited        Unlimited             $1,500                    $1,750
         Deductible (Annual)
          - Individual                  $0               $0            $50         $100                $50
          - Family                      $0               $0            $150        $300               $150

         Preventive                No Charge for      No Charge for      No Charge   No Charge      No Charge   No Charge
                                   Most Services    Most Services

         Basic Services              See Copay       See Copay      Deductible,   Deductible,    Deductible,   Deductible,
                                     Schedule         Schedule         20%      50% of PDP       10%      20% of R&C
         Major Services              See Copay       See Copay      Deductible,   Deductible,    Deductible,   Deductible,
                                     Schedule         Schedule         50%      75% of PDP       40%      50% of R&C
         Orthodontia Benefits

         Covered Members          Children/Adults    Children/Adults     Children/Adults          Children/Adults
         Copay                      $725-$1,450      $700-$3,700             N/A                       N/A
         Coinsurance                   N/A              N/A                  50%                       50%

         Lifetime Benefit Maximum      N/A              N/A                 $1,000                    $1,000

                        Finding a Dental Provider
                        •   California DHMO: Call (800) 275-4638 or go to www.metlife.com/mybenefits. Refer to the “Dental HMO/
                           Managed Care” network when prompted.
                        •   Arizona DHMO: Call (888) 422-1995 or go to www.tdadental.com. Refer to the “DHMO/Pre Paid/ Total
                           Care” network when prompted.
                        •   Low and High DPPO: Call (800) 275-4638 or go to www.metlife.com/mybenefits. Refer to the “PDP”
                           network when prompted.


         10
   5   6   7   8   9   10   11   12   13   14   15