Page 4 - QSC Journey FlipBook 2019
P. 4

Gibson’s Journey #1
                                          Gibson and his growing family of five are currently

                                          enrolled in the OAP (PPO) plan. How can Gibson save
                                          money while keeping similar benefits?
                                          (The OAP (PPO) benefit plans are changing this year, and their

                                          out-of-pocket cost may increase.)

                   Gibson’s family is relatively healthy, except for common cold and sick visits.

                   What is the best PPO plan for Gibson?

                        New OAP (PPO) Plan Details                      HSA PPO Plan Details


                      •  OAP (PPO) your family                   •  HSA PPO your family deductible is
                         deductible is $2,000                       $3,000 with an individual
                      •  TeleHealth Visit is $30                    deductible of $2,700 (which saves
                      •  OAP (PPO) your cost is $310 per            you $$$)
                         paycheck                                •  Telehealth visit is $45 - $49
                                                                 •  QSC will help fund your deductible
                                                                    with $90 per paycheck (free $$$)
                                                                 •  HSA PPO your cost is $188 per
                                                                    paycheck

                   What does Gibson decide is his best option?
                   Gibson considers switching to the HSA PPO plan.
                   He realizes:
                       1)  His savings by switching to the HSA PPO plan could add as much as $3,172
                          annually to his paycheck
                       2)  QSC will give him up to $2,340 annually to help pay for out-of-pocket costs
                       3)  He has another way to save for him and his family’s future

                                     NOTE: Cost illustrated assume discounted biometric rates





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