Page 18 - Sumitomo EE Guide 06-18.pub
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BENEFITS





         VOLUNTARY BENEFITS


         METLIFE| VOLUNTARY ACCIDENT
         MetLife  Accident  insurance  provides  a  financial  cushion  for  life’s  unexpected  events.  It  provides  you  and  your  covered  family
         members a lump‐sum payment to help cover your out‐of‐pocket medical costs or your family’s everyday living expenses in case of
         an accidental injury (off the job only). For covered accidental injuries, payments are made directly to you, regardless of any other
         coverage. Benefits are paid according to a fixed schedule that includes medical services and over 150 different covered events,
         such as: fractures; disloca ons; concussions; physical and occupa onal therapy; home modifica ons and more. For example, if you
         had an emergency room visit, MetLife would pay you $100! You will also receive a $50 wellness benefit paid out each year for
         ge ng  your  annual  preventa ve  exam.  Please  refer  to  the  benefit  summary  on  Paycom  for  a  complete  list  of  services  and
         treatments covered and their benefit payments.

         METLIFE | VOLUNTARY CRITICAL ILLNESS
         MetLife Cri cal Illness insurance can help you protect yourself, your family and your budget from the financial impact of a serious
         medical condi on. You will receive a lump‐sum cash payment upon diagnosis of a covered condi on such as a Heart A ack, Stroke,
         Kidney Failure and Cancer. You may elect $10,000 or $20,000 for yourself, and your spouse and child(ren) can choose an amount
         up to 50% of your elec on. If you or one of your family members is diagnosed with a covered condi on, you may be eligible to
         receive the en re benefit amount of $10,000 or $20,000! You will also receive a $50 wellness benefit paid out each year for ge ng
         your annual preventa ve exam. Please refer to the benefit summary on Paycom for a complete list of covered condi ons.



                       ACCESSING YOUR VOLUNTARY BENEFITS

                       To view your Cer ficate or submit a claim go to  www.metlife.com/mybenefits






                                           OTHER PROGRAMS





         RETIREMENT PLANNING


         VOYA | 401(K)
         You are encouraged to par cipate in SRNA’s 401(k) plan. This plan allows you to fund for your re rement with pre‐tax dollars. You
         can defer up to 100% of your annual salary to the IRS benefit maximum of $18,500. If you are 50 years old or older during the plan year,
         you may contribute a catch‐up deferral.

         You will be automa cally enrolled upon hire. As you par cipate in the 401(k), SRNA will match employee contribu ons with 100%
         of the first 4% contributed, then 50% of the next 2% contributed (total match available is 5%). You are immediately 100% vested on
         both employee deferrals and the company match. You may increase or decrease the amount you are contribu ng or stop making
         contribu ons at any  me.


                         ACCESSING YOUR 401(K)


                         Go to www.voyare rementplans.com





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