Page 13 - Benefits Guide BICS 2020 Final

Disability Insurance

California State Disability (SDI)
If you experience a Short Term Disability claim, you are eligible for benefits provided by the state. California State Disability
Insurance (SDI) is a partial wage-replacement insurance plan for California workers. The SDI program is state-mandated and funded
through employee payroll deductions. SDI provides short-term benefits to eligible workers who suffer a loss of wages when they
are unable to work due to a non-work-related illness or injury, pregnancy or childbirth. For more information on eligibility, benefit
amounts and instructions on how to file a claim for the SDI program, please visit the EDD website at www.edd.ca.gov.

Anthem Blue Cross | Short Term Disability (STD) for Non-CA Employees
BICS offers all non-California employees Short Term Disability (STD) to provide income replacement if you become disabled due to
accident, sickness or pregnancy. If you experience a temporary disability, benefits begin 7 days after the start of your disability and
will continue as long as you remain disabled up to a maximum of 25 weeks. STD works with state disability programs, Social
Security, and any other group disability coverage to provide you with a combined monthly benefit equal to 60% of your pre‐
disability earnings up to a maximum benefit of $1,000 per week.

Anthem Blue Cross | Long Term Disability (LTD)
BICS offers you Long Term Disability (LTD) insurance which provides income replacement if you become disabled for an extended
period of time. If you become totally and permanently disabled, benefits begin 180 days after the start of your illness or injury and
will continue as long as you remain disabled up to Social Security Normal Retirement Age. LTD works with state disability programs,
Social Security, and any other group disability coverage to provide you with a combined monthly benefit equal to 60% of your pre‐
disability earnings, up to a maximum benefit of $10,000 per month.

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