Page 12 - Casting Network Benefits Guide 2020

Life Disability

Basic Life/AD&D (Company-paid) LTD & STD (Company-paid)
Life Insurance provides your beneficiary(ies) with a benefit in the event of your You are provided with Long-Term & Short-Term Disability
death. Accidental Death and Dismemberment (AD&D) Insurance provides Insurance at NO COST to you. Disability Insurance provides
benefits that replace part of your lost income when you become
specified benefits to you in the event of a covered accidental bodily injury that unable to work due to a covered injury or illness.
directly causes dismemberment (i.e., the loss of a hand, foot, or eye). In the
event that your death occurs due to a covered accident, both the Life and the LONG TERM DISABILITY All Employees
AD&D benefit would be payable. This benefit is provided at NO COST to you. Benefit Percentage 60%
Monthly Benefit Maximum $10,000
BASIC LIFE/AD&D When Benefit Begin 91st day

1x your annual salary, minimum $50,000 to a maximum of $250,000 Social Security Normal
Maximum Benefit Duration
Retirement Age
Voluntary Life/AD&D (Employee-paid) SHORT TERM DISABILITY Non-SDI states EEs
If you determine you need more than the Company-paid Basic Life coverage, you Benefit Percentage 60%
may purchase additional coverage for yourself and your eligible dependents.
Weekly Benefit Maximum $1,000
VOLUNTARY LIFE/AD&D GUARANTEE ISSUE* When Benefits Begin Day 8 for accident & illness
$100,000 Maximum Benefit Duration 12 weeks
Employee $10,000 increments up to a maximum
Life/AD&D of $500,000 ($50,000 if age 65-69, CA & NY EEs
$10,000 if age 70+)
SHORT TERM DISABILITY Disability through State program via
$25,000 payroll taxes
Spouse/DP $5,000 increments to a maximum of ($10,000 if age 65-69,
Life/AD&D $250,000
$0 if age 70+) Voluntary STD (Employee-paid) - CA & NY EEs Only
Child(ren) Coverage available at a flat amount of $10,000 You have the option to purchase additional Short-Term Disability
Life/AD&D $5,000 & $10,000 benefit that will pay in addition to your states program.

You must elect Voluntary Employee Life/AD&D to elect Voluntary Spouse/DP or Child SHORT TERM DISABILITY All Employees

Voluntary Life/AD&D. Voluntary Life and Voluntary AD&D are one election.
*During your initial eligibility period only, you can receive coverage up to the Guarantee Benefit Percentage 20%
Issue amounts without having to provide Evidence of Insurability (information about your Weekly Benefit Maximum $1,000
health). Coverage amounts that require Evidence of Insurability will not be effective unless
approved by the insurance carrier. When Benefits Begin Day 8 for accident & illness
Maximum Benefit Duration 12 weeks

12 Life and Disability Plans