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The Insurance Times

               specific product. Today there are more than 300 health insurance products
               available in Indian market.

        Q6. How is the Health Sector initiative divided amongst Centre and State?
        Ans. As per the Constitution of India, the areas of Public Health, Hospitals, Sanitation,

               etc, fall in the State list . Thus, States are largely independent in matters related to
               the delivery of health care to the people.

               Though each State has developed its own infrastructure and system, some areas
               of wider ramifications like population control, family welfare, medical education,
               prevention of food adulteration, quality control in manufacture of drugs etc have
               been included in the Concurrent list, where both centres and states can issue
               legislation.

               In addition, the Centre also supports key health initiatives through National Rural
               Health Mission, which are funded by the Centre and generally implemented by
               State.

        Q7. The public health system exists at all levels of government, central, state
               and local - Discuss or state the health insurance schemes offered by govt
               at different levels.

        Ans. It is true that the public health system exists in all levels of Government, Central,

3 2 Guide for Health Insurance
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