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The Insurance Times
specific product. Today there are more than 300 health insurance products
available in Indian market.
Q6. How is the Health Sector initiative divided amongst Centre and State?
Ans. As per the Constitution of India, the areas of Public Health, Hospitals, Sanitation,
etc, fall in the State list . Thus, States are largely independent in matters related to
the delivery of health care to the people.
Though each State has developed its own infrastructure and system, some areas
of wider ramifications like population control, family welfare, medical education,
prevention of food adulteration, quality control in manufacture of drugs etc have
been included in the Concurrent list, where both centres and states can issue
legislation.
In addition, the Centre also supports key health initiatives through National Rural
Health Mission, which are funded by the Centre and generally implemented by
State.
Q7. The public health system exists at all levels of government, central, state
and local - Discuss or state the health insurance schemes offered by govt
at different levels.
Ans. It is true that the public health system exists in all levels of Government, Central,
3 2 Guide for Health Insurance