Page 768 - Insurance Statistics 2021
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Indian Non-life Insurance Industry
                                                                                               Yearbook 2018-19






 Chart 4.7.4                            Chart 4.7.6 Channelwise GDPI - Marine & Aviation
 Chart 4.5.2 Gross & Net Incurred Claims Ratio - Aviation

 250%
 229.3%
                                                     Others
                                                     Others
                                                     1.5%
                                                     1.5%
 200%  183.9%
                                                                                Individual Agents
                         Micro Insurance
                                      Agent
 178.8%                  Micro Insurance Agent                                  Individual  Agents
 168.2%                                                                         21.8%
                                                                                21.8%
                         0.0%
                         0.0%
 153.0%  133.9%
 Claim Ratio (%)  124.9%  120.8%  125.1%  129.8%  154.3%  Direct Business- Ot…
 150%
                   Direct Business- Ot…
                   32.1%
                   32.1%
                                                                                                Agents…
                                                                                        Corporate
 100%
                                                                                        0.4%
                                                                                        0.4%
 101.6%  116.9%                                                                         Corporate Agents…
 57.4%  83.8%  55.6%  74.4%
                                                                                         Corporate Agent…
 54.3%                                                                                   Corporate  Agent…
 50%                                                                                     0.3%
                                                                                         0.3%
 53.0%  52.7%
 0%
 Year
                   Direct Business- Intern…
                   Direct Business- Intern…
                   5.4%
 Gross Incurred Claims Ratio  Net Incurred Claims Ratio  5.4%
                                  Arrangement
                            Referral
 Source: Council Compilation as per source  Referral Arrangement            Brokers
                                                                            Brokers
                            0.0%
 data submitted by companies  0.0%                                          38.5%
                                                                            38.5%
 Chart 4.7.5                                                             Source: Council Compilation as per source
 Chart 4.5.2 Rural vs Urban Premium - Marine & Aviation
                                                                         data submitted by companies
 Rural Premium
 Rural Premium
 3.9%
 3.9%



















 Urban Premium
 Urban Premium
 96.1%
 96.1%
 Source: Council Compilation as per source
 data submitted by companies


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