Page 4 - Nokia Asgard Superannuation Information Booklet

04 | Making Possibilities Happen

Super Benefit Features

Investing through super is considered a tax-effective way to save and prepare for
your retirement. In fact for many Australians, super could grow to be the largest

asset owned. So it’s important to understand how it works, and how you can be
in control of your super savings.

Investment options

Your Nokia super fund offers a wide range of investment If you are a new member
options to suit your financial situation, investment goals
and preference for risk. As a new member joining the fund you will initially be
invested in the MySuper Lifestage Investment Option
The three broad options available are: applicable to your decade of birth; however you can
• Asgard MySuper Lifestage investments change your investment selection at any time. Contact
(Default option): This option offers you a PSK or refer to the Asgard Employee Super Account
diversified investment portfolio according to your Product Disclosure Statement for more information.
age and lifestage. Your lifestage asset mix is adjusted
automatically throughout your life to achieve an
appropriate level of risk and return as you move MySuper – Default Investment
closer to retirement. There are seven different Asgard MySuper Lifestage
Investment Options. Upon joining the fund you will be
• Asgard SMA - Funds: This option offers you a
choice between five pre-set portfolios designed for invested in the MySuper Lifestage Investment Option
members seeking stability and consistency of returns applicable to your decade of birth:
each tailored to a specific risk profile. You can choose Asgard MySuper 1940’s Lifestage Investment Option
from Defensive, Moderate, Balanced, Growth or High Asgard MySuper 1950’s Lifestage Investment Option
Growth.
Asgard MySuper 1960’s Lifestage Investment Option
• Asgard Managed Profile: This option allows you
to take control of your own superannuation by Asgard MySuper 1970’s Lifestage Investment Option
choosing the type and mix of investments that you Asgard MySuper 1980’s Lifestage Investment Option
want to make up your portfolio. You can choose from
over 400 managed funds available across a range of Asgard MySuper 1990’s Lifestage Investment Option
diversified or single sector funds and investment Asgard MySuper 2000’s Lifestage Investment Option
managers, shares and term deposits.

Nokia Internal Use