Page 14 - Summit BHC 2022 Benefits Guide Summit Corporate
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Disability Insurance
Short Term Disability (STD)
What would happen if you could not go to work as a
result of an illness or accident?
Short Term and Long Term Disability coverage is
available through MetLife. These plans replace a
portion of your earnings if you are unable to work
due to a non-work-related illness or injury.
Voluntary Short Term Disability
Weekly Beneit 60% of pre-disability earnings
Beneit Maximum $1,500 per week
Beneits Begin 15th day for injury or sickness
Up to 24 weeks or until you are
Beneits Duration
no longer disabled
Pre-existing condition limitations apply and the
plan may not cover disability due to a sickness or
accidental injury for which you received treatment in
the months prior to your participation in the plan.
Long Term Disability (LTD)
Long Term Disability coverage provides a source of
income if you are disabled for 180 days or more due
to an illness or injury.
Voluntary Long Term Disability
Monthly Beneit 60% of pre-disability earnings
Beneit Maximum $6,000 per month
Cost of Coverage Beneits Begin 180 days
Up to Social Security Normal
Beneit cost and coverage information will be Beneits Duration Retirement Age or until you are no
provided during the enrollment process at longer disabled
Summit BHC—EMB Beneits.
STD and LTD Evidence of Insurability (EOI) or proof
of good health may be required for:
If residing in California, New York, New Jersey,
and certain municipalities, the disability beneits z Late entrant: You waived the opportunity to
will be integrated with the applicable state elect coverage when irst eligible and are now
disability program. electing coverage for the irst time.
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Short Term Disability (STD)
What would happen if you could not go to work as a
result of an illness or accident?
Short Term and Long Term Disability coverage is
available through MetLife. These plans replace a
portion of your earnings if you are unable to work
due to a non-work-related illness or injury.
Voluntary Short Term Disability
Weekly Beneit 60% of pre-disability earnings
Beneit Maximum $1,500 per week
Beneits Begin 15th day for injury or sickness
Up to 24 weeks or until you are
Beneits Duration
no longer disabled
Pre-existing condition limitations apply and the
plan may not cover disability due to a sickness or
accidental injury for which you received treatment in
the months prior to your participation in the plan.
Long Term Disability (LTD)
Long Term Disability coverage provides a source of
income if you are disabled for 180 days or more due
to an illness or injury.
Voluntary Long Term Disability
Monthly Beneit 60% of pre-disability earnings
Beneit Maximum $6,000 per month
Cost of Coverage Beneits Begin 180 days
Up to Social Security Normal
Beneit cost and coverage information will be Beneits Duration Retirement Age or until you are no
provided during the enrollment process at longer disabled
Summit BHC—EMB Beneits.
STD and LTD Evidence of Insurability (EOI) or proof
of good health may be required for:
If residing in California, New York, New Jersey,
and certain municipalities, the disability beneits z Late entrant: You waived the opportunity to
will be integrated with the applicable state elect coverage when irst eligible and are now
disability program. electing coverage for the irst time.
14
