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Agricultural Finance in Sudan: Challenges and Solutions Amidst War


                                                                          نادﻌسلا ﻎﺸ ﻎﺲارﺞلا ﻀﻏﻌمﺎلا




                                                             برﺗلا ﻀظ ﻎﺸ لﻌﻂﺗلاو ﻀﺾاﺤملا




                                                            ﻦﻣﻷا ﻖﻴﻘﺤﺗو ﺔﻴﻔﻳﺮﻟا ﺔﻴﻤﻨﺘﻟا ﻢﻋد ﻲﻓ سﺎﺳﻷا ﺮﺠﺣ ﻲﻋارﺰﻟا ﻞﻳﻮﻤﺘﻟا ﺪﻌﻳ
                                                                                                          ﹰ
                                                            ﻰﻠﻋ نﺎﻜﺴﻟا ﻦﻣ ةﺮﻴﺒﻛ ﺔﺒﺴﻧ ﺪﻤﺘﻌﺗ ﺚﻴﺣ ،نادﻮﺴﻟا ﻲﻓ ﺎﺻﻮﺼﺧ ،ﻲﺋاﺬﻐﻟا
                                                            تاﻮﻨﺴﻟ ﻞﻇ ﻲﻋارﺰﻟا ﻲﻠﻳﻮﻤﺘﻟا مﺎﻈﻨﻟا نأ ﻻإ .ﺔﺸﻴﻌﻣو ﻞﺧد رﺪﺼﻤﻛ ﺔﻋارﺰﻟا
 Agricultural   nance  is  a  cornerstone  for   Financing Distribution by State (2022)  عﻻﺪﻧا ﺪﻌﺑ ﺔﻗﻮﺒﺴﻣ ﺮﻴﻏ ةرﻮﺼﺑ ﺖﻤﻗﺎﻔﺗ ،ﺔﻴﺴﺳﺆﻣو ﺔﻴﻠﻜﻴﻫ تﺎﻳﺪﺤﺗ ﻪﺟاﻮﻳ
 supporting rural development and achieving food   State   % of Agricultural Finance   Remarks
 security particularly in Sudan, where a large portion   Gezira  28%   Largest irrigated agricultural project  ،ﻲﻓﺮﺼﻤﻟا مﺎﻈﻨﻟا ﻲﻓ ﻊﺳاو ﻞﻠﺷ ﻰﻟإ تدأ ﻲﺘﻟاو ،2023 ﻞﻳﺮﺑأ ﻲﻓ بﺮﺤﻟا
 of the population depends on agriculture as a prima-  Gedaref 15%   Rain-fed commercial crop  nancing  2022 تﺎﻳﻻﻮﻟا ﺐﺴﺣ ﻞﻳﻮﻤﺘﻟا ﻊﻳزﻮﺗ  ﺔﻴﻋارﺰﻟا ﻊﻳرﺎﺸﻤﻟا ﻦﻣ ﺮﻴﺒﻛ دﺪﻋ ﻒﻗﻮﺗو.
 ry  source  of  income  and  livelihood.  However,  for   River Nile   12%   Wheat and vegetable  nancing  تﺎﻈﺣﻼﻣ          ﺔﻳﻮﺌﻤﻟا ﺔﺒﺴﻨﻟا ﺔﻳﻻﻮﻟا  ﹰ
 years,  the  agricultural   nancing  system  has  faced   Northern State  10%   Irrigated wheat and fruit farming  يوﺮﻣ ﻲﻋارز عوﺮﺸﻣ ﺮﺒﻛأ.   28%ةﺮﻳﺰﺠﻟا  ﹼ  بﺮﺤﻟا ﻞﺒﻗ نادﻮﺴﻟا ﻲﻓ ﻲﻋارﺰﻟا ﻞﻳﻮﻤﺘﻟا ﻊﻗاو :ﻻوأ
 structural  and  institutional  challenges,  which  have   Kordofan   12%   Traditional  farming  and  seasonal   ﻲﻋارﺰﻟا عﺎﻄﻘﻠﻟ ﻪﺟﻮﻤﻟا ﻞﻳﻮﻤﺘﻟا ﺔﺒﺴﻧ زوﺎﺠﺘﺗ ﻢﻟ :ﻲﻓﺮﺼﻤﻟا ﻞﻳﻮﻤﺘﻟا ﻒﻌﺿ
 been exacerbated signi cantly since the outbreak of   loans  ﺔﻳرﺎﺠﺘﻟا ﺔﻳﺮﻄﻤﻟا ﻞﻴﺻﺎﺤﻤﻠﻟ ﻞﻳﻮﻤﺗ.   15%فرﺎﻀﻘﻟا
 war  in  April  2023.  e  conict  has  caused  wide-  Greater Darfur  8%   Limited  support  for  traditional   ﺮﻀﺨﻟاو ﺢﻤﻘﻠﻟ ﻞﻳﻮﻤﺗ.   12%ﻞﻴﻨﻟا ﺮﻬﻧ  30% ﻦﻣ ﺮﺜﻛﺄﺑ ﻢﻫﺎﺴﺗ ﺔﻋارﺰﻟا نأ ﻢﻏر ،ﻲﻓﺮﺼﻤﻟا ﻞﻳﻮﻤﺘﻟا ﻲﻟﺎﻤﺟإ ﻦﻣ 10%
 spread  paralysis  of  the  banking  system  and  the   farming  ﻪﻛاﻮﻔﻟاو ﺢﻤﻘﻠﻟ ﺔﻳوﺮﻣ ﺔﻋارز.   10%ﺔﻴﻟﺎﻤﺸﻟا  ﻲﻠﺤﻤﻟا ﺞﺗﺎﻨﻟا ﻦﻣ.
 suspension of many agricultural projects.  Sennar & Blue Nile   10%   Mixed (rain-fed and irrigat-  ﻲﻤﺳﻮﻣ ﻞﻳﻮﻤﺗو ﺔﻳﺪﻴﻠﻘﺗ ﺔﻋارز.   12%نﺎﻓدﺮﻛ  ﻻإ ،ﻲﻋارﺰﻟا ﻞﻳﻮﻤﺘﻠﻟ ﻲﺴﻴﺋﺮﻟا رﺪﺼﻤﻟا ﻞﻜﺷ :ﻲﻧادﻮﺴﻟا ﻲﻋارﺰﻟا ﻚﻨﺒﻟا ةﺮﻄﻴﺳ
                                            8%ىﺮﺒﻜﻟا رﻮﻓراد
 First:  e  State  of  Agricultural  Finance  in  Sudan   ed) farming  5%   Marginal and weak  nancing  ﺔﻳﺪﻴﻠﻘﺘﻟا ﺔﻋارﺰﻠﻟ دوﺪﺤﻣ ﻞﻳﻮﻤﺗ.   10%قرزﻷا ﻞﻴﻨﻟاو رﺎﻨﺳ  ﺔﻴﻓاﺮﻐﺠﻟا ﺔﻴﻄﻐﺘﻟا رﺎﺴﺤﻧاو ،ﺔﻴﻃاﺮﻗوﺮﻴﺒﻟاو ،لﺎﻤﻟا سأر ﻒﻌﺿ ﻦﻣ ﻲﻧﺎﻌﻳ ﻪﻧأ.
 Other states
   ﺔﻳوﺮﻣو ﺔﻳﺮﻄﻣ) ﺔﻄﻠﺘﺨﻣ ﺔﻋارز).
 Before the War
 Weak Banking Sector Support: Agricultural  nanc-  Post-War Financing Status (2024)  ﻒﻴﻌﺿو ﻲﺸﻣﺎﻫ ﻞﻳﻮﻤﺗ.   5%ىﺮﺧأ تﺎﻳﻻو  ﻻو  ،يرﺎﻤﺜﺘﺳا  ﻲﻋارز  ﻞﻳﻮﻤﺗ  ﻖﻳدﺎﻨﺻ  ﺪﺟﻮﺗ  ﻻ  :ﺔﻠﻳﺪﺑ  ﻞﻳﻮﻤﺗ  تاودأ  بﺎﻴﻏ
 ing accounted for no more than 10% of total banking   Region  Financing Status  2024 بﺮﺤﻟا ﺪﻌﺑ ﻊﺿﻮﻟا  ﻲﻋارﺰﻟا ﻦﻴﻣﺄﺘﻟا وأ ﻲﻧوﺎﻌﺘﻟا ﻞﻳﻮﻤﺘﻠﻟ ﺔﻟﺎﻌﻓ تﺎﻣﻮﻈﻨﻣ.
 credit, even though agriculture contributes over 30%   Northern, River Nile    Partially active  بﺮﺤﻟا ﺪﻌﺑ ﻞﻳﻮﻤﺘﻟا ﺔﻟﺎﺣ   ﺔﻘﻄﻨﻤﻟا  ﹰ
    ﹰ
 to the GDP.  Gedaref, Kassala  Very limited  ﺎﻴﺋﺰﺟ ﻂﺸﻧ   ﻞﻴﻨﻟا ﺮﻬﻧ ،ﺔﻴﻟﺎﻤﺸﻟا        ﻲﻠﻳﻮﻤﺘﻟا مﺎﻈﻨﻟا ﻲﻓ ﺔﻴﺴﻴﺋﺮﻟا ﻞﻛﺎﺸﻤﻟا :ﺎﻴﻧﺎﺛ
    ﹰ
 Dominance  of  the  Agricultural  Bank  of  Sudan:  It   Sennar, Blue Nile    Nearly halted  اﺪﺟ دوﺪﺤﻣ   ﻼﺴﻛ ،فرﺎﻀﻘﻟا  ﺔﻳرﺎﻘﻌﻟا تﺎﻧﺎﻤﻀﻟا
 served as the primary source of agricultural loans,   Gezira, Khartoum     Completely suspended
 but it su‰ers from limited capital, bureaucratic proce-  Greater Darfur, Kordofan    Completely suspended  ﻒﻗﻮﺘﻣ ﻪﺒﺷ   قرزﻷا ﻞﻴﻨﻟا ،رﺎﻨﺳ  رﺎﻐﺻ ﺔﻴﺒﻟﺎﻐﻟ ﺮﻓﻮﺘﻳ ﻻ ﺎﻣ ﻮﻫو ،ﺔﻳرﺎﻘﻋ تﺎﻧﺎﻤﺿ دﻮﺟو ﻲﻤﺳﺮﻟا ﻞﻳﻮﻤﺘﻟا طﺮﺘﺸﻳ
    ﹰ
 dures, and restricted geographic coverage.  International estimates indicate a decline of more than 65% in   ﺎﻣﺎﻤﺗ ﻒﻗﻮﺘﻣ   مﻮﻃﺮﺨﻟا ،ةﺮﻳﺰﺠﻟا
    ﹰ
 Lack  of  Alternative  Financing  Tools:  ere  are  no   agricultural  nancing compared to 2022.  ﺎﻣﺎﻤﺗ ﻒﻗﻮﺘﻣ   نﺎﻓدﺮﻛ ،ىﺮﺒﻜﻟا رﻮﻓراد  ﺔﻠﺠﺴﻤﻟا ﺮﻴﻏ ﻲﺿارﻷا وأ عاﺰﻨﻟا ﻖﻃﺎﻨﻣ ﻲﻓ ﺎﻤﻴﺳ ﻻ ،ﻦﻴﻋراﺰﻤﻟا.
 active  agricultural  investment  funds,  nor  e‰ective   Fi“h: Proposed Solutions  ﻦﻋ  ﺪﻳﺰﺗ  ﺔﺒﺴﻨﺑ  ﻲﻋارﺰﻟا  ﻞﻳﻮﻤﺘﻟا  ضﺎﻔﺨﻧا  ﻰﻟإ  ﺮﻴﺸﺗ  ﺔﻴﻟود  تاﺮﻳﺪﻘﺗ   ﹰ  ﻞﻳﻮﻤﺘﻟا ﺔﻔﻠﻜﺗ عﺎﻔﺗرا
 cooperative or agricultural insurance systems.  Reform Financing Policies  2022 مﺎﻌﺑ ﺔﻧرﺎﻘﻣ 65%
 Second: Main Challenges in the Financing System  Increase agricultural sector credit allocation to at least 20% of   ﹰ  ﻰﻠﻋ ﺎﺌﺒﻋ ﻲﻋارﺰﻟا ﻞﻳﻮﻤﺘﻟا ﻦﻣ ﺖﻠﻌﺟ ،فﺮﺼﻟا ﺮﻌﺳ بﺬﺑﺬﺗو ،ﺔﻌﻔﺗﺮﻤﻟا ﺪﺋاﻮﻔﻟا
                                                                                                            ﹰ
                                                                                             ﹰ
 Land Collateral Requirements  total bank  nancing.  ﺔﻨﻜﻤﻤﻟا لﻮﻠﺤﻟا :ﺎﺴﻣﺎﺧ                   اﺰﻔﺤﻣ نﻮﻜﻳ نأ ﻦﻣ ﻻﺪﺑ ﻦﻴﺠﺘﻨﻤﻟا.
 Formal  nancing requires property collateral, which   Adopt cooperative and decentralized  nancing via producer   ﺔﻴﻠﻳﻮﻤﺘﻟا تﺎﺳﺎﻴﺴﻟا حﻼﺻإ
 most small-scale farmers especially those in conict   associations.  20% ﻰﻟإ ﻲﻓﺮﺼﻤﻟا مﺎﻈﻨﻟا ﻲﻓ ﻲﻋارﺰﻟا ﻞﻳﻮﻤﺘﻟا ﺔﺒﺴﻧ ﻊﻓر  ﻞﻳﻮﻤﺘﻟا ﺖﻴﻗﻮﺗ ﺮﺧﺄﺗ
                                                                                                                   ﹰ
 areas or on unregistered lands cannot provide.  Use of Alternative Collateral  ﻦﻴﺠﺘﻨﻤﻟا تﺎﻴﻌﻤﺟ ﺮﺒﻋ يﺰﻛﺮﻣﻼﻟاو ﻲﻧوﺎﻌﺘﻟا ﻞﻳﻮﻤﺘﻟا ﻲﻨﺒﺗ  ﺎﻫاوﺪﺟ ﻦﻣ ﻞﻠﻘﻳ ﺎﻤﻣ ،ﻲﻋارﺰﻟا ﻢﺳﻮﻤﻟا ﺔﻳاﺪﺑ ﺪﻌﺑ ةﺮﺧﺄﺘﻣ ضوﺮﻘﻟا ﻞﺼﺗ ﺎﻣ ﺎﺒﻟﺎﻏ
 High Cost of Financing  Accept crops or agricultural equipment as collateral instead of   ﺔﻠﻳﺪﺒﻟا تﺎﻧﺎﻤﻀﻟا ماﺪﺨﺘﺳا
                    ﹰ
 High  interest  rates  and  currency  instability  have   real estate.  تارﺎﻘﻌﻟا ﻦﻣ ﻻﺪﺑ ﺔﻴﻋارﺰﻟا تاﺪﻌﻤﻟا وأ لﻮﺼﺤﻤﻟا نﺎﻤﺿ ﻦﻴﻜﻤﺗ  جﺎﺘﻧﻹا ﻰﻠﻋ ﺮﺛﺆﻳو.
 made agricultural  nancing a burden rather than an   Activate group guarantees among farmers in rural communi-  ﻲﻋارﺰﻟا ﻦﻴﻣﺄﺘﻟا ﻒﻌﺿ
 incentive for producers.  ties.  ﺔﻴﻠﺤﻤﻟا تﺎﻌﻤﺘﺠﻤﻟا ﻲﻓ ﻦﻴﻋراﺰﻤﻠﻟ ﺔﻴﻋﺎﻤﺠﻟا تﺎﻧﺎﻤﻀﻟا ﻞﻴﻌﻔﺗ
 Delayed Disbursement  Digital Finance Integration  ﻲﻤﻗﺮﻟا ﻞﻳﻮﻤﺘﻟا لﺎﺧدإ  ﺔﻘﺛ ﻒﻌﻀﻳو ،ﻲﻋارﺰﻟا رﺎﻤﺜﺘﺳﻻا ﺮﻃﺎﺨﻣ ﻦﻣ ﺪﻳﺰﻳ لﺎﻌﻓ ﻦﻴﻣﺄﺗ مﺎﻈﻧ دﻮﺟو مﺪﻋ
 Loans o“en arrive a“er the agricultural season has   Promote mobile banking and digital platforms for disburse-  ،لﺎﻘﻨﻟا  ﻒﺗﺎﻬﻟا  ﺮﺒﻋ  ﻞﻳﻮﻤﺘﻟاو  تﻼﻳﻮﺤﺘﻠﻟ  ﺔﻴﻧوﺮﺘﻜﻟﻹا  تﺎﺼﻨﻤﻟا  ﻞﻴﻌﻔﺗ   ﺔﻋارﺰﻟا ﻞﻳﻮﻤﺗ ﻲﻓ كﻮﻨﺒﻟا.
                                                     ﹰ
 already started, reducing their usefulness and a‰ect-  ments and transfers, especially in stable areas.  ﺔﻨﻣﻵا ﻖﻃﺎﻨﻤﻟا ﻲﻓ ﺎﺻﻮﺼﺧ
 ing production.  Establish Emergency Agricultural Support Funds  ﺔﺋرﺎﻃ ﻲﻋارز ﻢﻋد ﻖﻳدﺎﻨﺻ ﺲﻴﺳﺄﺗ              ﻊﻳزﻮﺘﻟا ءﻮﺳ
 Weak Agricultural Insurance  Create a national fund to re nance agriculture in partnership   ﻪﻴﻘﺤﺘﺴﻣ ﺮﻴﻐﻟ ﻞﻳﻮﻤﺘﻟا بﺮﺴﺗ ﻰﻟإ ىدأ ةرادﻹا ءﻮﺳو ةﺎﺑﺎﺤﻤﻟا رﺎﺸﺘﻧا.
 e absence of a reliable insurance system increases   with international organizations.  تﺎﻤﻈﻨﻣ  ﻊﻣ  ﺔﻛاﺮﺸﻟﺎﺑ  ،ﺔﻋارﺰﻟا  ﻞﻳﻮﻤﺗ  ةدﺎﻋﻹ  ﻲﻨﻃو  قوﺪﻨﺻ  ءﺎﺸﻧإ   ﹰ
 the  risk  of  agricultural  investment  and  weakens   Link  nancing to direct provision of improved inputs (seeds,   ﺔﻴﻟود  ﻲﻋارﺰﻟا ﻞﻳﻮﻤﺘﻟا ﻰﻠﻋ بﺮﺤﻟا ﺮﺛأ :ﺎﺜﻟﺎﺛ
 banks’ willingness to lend.  fertilizers, fuel).  دﻮﻗو ،دﺎﻤﺳ ،روﺬﺑ - ةﺮﺷﺎﺒﻣ ﺔﻨﺴﺤﻣ تﻼﺧﺪﻣ ﺮﻴﻓﻮﺘﺑ ﻞﻳﻮﻤﺘﻟا ﻂﺑر  . ﻲﻓﺮﺼﻤﻟا مﺎﻈﻨﻟا رﺎﻴﻬﻧا
 Poor Distribution  Encourage Production-Based Relief and International Fund-  جﺎﺘﻧﻹﺎﺑ ﻂﺒﺗﺮﻤﻟا ﻲﺛﺎﻏﻹاو ﻲﻟوﺪﻟا ﻞﻳﻮﻤﺘﻟا ﻊﻴﺠﺸﺗ
 Favoritism and mismanagement have led to leakage   ing  ﻲﺋاﺬﻐﻟا ﻦﻣﻷا ﺞﻣاﺮﺑ ﻦﻤﺿ ﻲﻋارﺰﻟا جﺎﺘﻧﻹﺎﺑ طوﺮﺸﻤﻟا ﻞﻳﻮﻤﺘﻟا دﺎﻤﺘﻋا   ﺔﻴﺴﻴﺋر ﻖﻃﺎﻨﻣو ،رﻮﻓراد ،ةﺮﻳﺰﺠﻟا ،مﻮﻃﺮﺨﻟا ﻲﻓ كﻮﻨﺒﻟا عوﺮﻓ ﻢﻈﻌﻣ ﺖﻔﻗﻮﺗ
 of funds to undeserving bene ciaries.  Adopt  nancing models that are conditional on agricultural   بﺮﺤﻟﺎﺑ ةﺮﺛﺄﺘﻤﻟا ﻖﻃﺎﻨﻤﻠﻟ  ىﺮﺧأ.
 ird: Impact of the War on Agricultural Finance  production within food security programs in conict-a‰ected
 Collapse of the Banking System  areas.  ﹰ  ﹰ        ﺔﻤﺗﺎﺧ                                        ﻲﺴﺳﺆﻤﻟا ﻞﻳﻮﻤﺘﻟا ﻒﻗﻮﺗ
 Most bank branches in Khartoum, Gezira, Darfur,   Conclusion  ﻼﺟﺎﻋ ﺎﻛﺮﺤﺗ ﺐﻠﻄﺘﺗ ﺔﺟﺮﺣ ﺔﻠﺣﺮﻤﺑ مﻮﻴﻟا ﻲﻧادﻮﺴﻟا ﻲﻋارﺰﻟا عﺎﻄﻘﻟا ﺮﻤﻳ   ﻦﻣ 60% ﻦﻣ ﺮﺜﻛأ ﻲﻓ ﻞﻳﻮﻤﺘﻟا ﻢﻳﺪﻘﺗ ﻦﻋ ﻲﻧادﻮﺴﻟا ﻲﻋارﺰﻟا ﻚﻨﺒﻟا ﻒﻗﻮﺗ
 and other key regions have ceased operations.  Sudan’s  agricultural  sector  is  at  a  critical  juncture  that   عﺮﺳﻷا  ﺔﻠﻴﺳﻮﻟا  ﻲﻫ  ﺔﻋارﺰﻟﺎﻓ  .ﺮﺜﻌﺘﻤﻟا  ﻲﻠﻳﻮﻤﺘﻟا  مﺎﻈﻨﻟا  ءﺎﻨﺑ  ةدﺎﻋﻹ
 Institutional Financing Halted  demands  urgent  action  to  rebuild  its  fractured   nancing   نود ﺎﻬﺑ ضﻮﻬﻨﻟا ﻦﻜﻤﻳ ﻻو ،يدﺎﺼﺘﻗﻻاو ﻲﺸﻴﻌﻤﻟا راﺮﻘﺘﺳﻻا ﻖﻴﻘﺤﺘﻟ   ﺎﻬﻴﻄﻐﻳ نﺎﻛ ﻲﺘﻟا ﻖﻃﺎﻨﻤﻟا.
 e Agricultural Bank of Sudan suspended  nancing   system. Agriculture remains the fastest pathway to restoring   ﻦﻤﻀﻳو  عاﺰﻨﻟا  ﻊﻗاو  ﻊﻣ  ﻒﻴﻜﺘﻳ  ،ﻦﻣآو  ،لدﺎﻋ  ،نﺮﻣ  ﻲﻠﻳﻮﻤﺗ  مﺎﻈﻧ   ﻖﺋﺎﺛﻮﻟاو تﺎﻧﺎﻤﻀﻟا ناﺪﻘﻓ
 in over 60% of the areas it used to serve.  livelihoods and economic stability. A exible, fair, and secure
 Loss of Collateral and Documents   nancing system is essential—one that adapts to the reality of   ةﺮﺛﺄﺘﻤﻟاو ﺔﻴﻔﻳﺮﻟا ﻖﻃﺎﻨﻤﻟا ﻲﻓ ﺎﻤﻴﺳ ﻻ ،ﻦﻴﺠﺘﻨﻤﻟا ﻊﻴﻤﺠﻟ ﻲﻟﺎﻤﻟا لﻮﻤﺸﻟا   ﺰﺠﻋ ﻦﻣ داز ﺎﻣ ،تﺎﻧﺎﻤﻀﻟاو ﺔﻴﻜﻠﻤﻟا تاﺪﻨﺘﺴﻣ ناﺪﻘﻓ ﻰﻟإ ﺎﻳدأ رﺎﻣﺪﻟاو حوﺰﻨﻟا
 Displacement and destruction have resulted in the   conict  and  ensures   nancial  inclusion  for  all  producers,   بﺮﺤﻟﺎﺑ
 loss of land ownership documents and guarantees,   especially in rural and war-a‰ected regions.  ﻊﺟاﺮﻤﻟا  ﻞﻳﻮﻤﺗ ﻰﻠﻋ لﻮﺼﺤﻟا ﻦﻋ ﻦﻴﻋراﺰﻤﻟا.
 leaving farmers unable to secure  nancing.     يﻮﻨﺴﻟا ﺮﻳﺮﻘﺘﻟا  2022 يﺰﻛﺮﻤﻟا نادﻮﺴﻟا ﻚﻨﺑ              ﻞﻳﻮﻤﺘﻟا ﻒﻴﻟﺎﻜﺗ عﺎﻔﺗرا
 Rising Costs  References     ﻲﻋﺎﻄﻘﻟا ءادﻷا ﺮﻳﺮﻘﺗ 2022 يدﺎﺼﺘﻗﻻا ﻂﻴﻄﺨﺘﻟاو ﺔﻴﻟﺎﻤﻟا ةرازو
 Input costs have increased by over 200% due to ina-  Central Bank of Sudan. (2022). Annual Report.  ﺖﻌﻔﺗراو ،ﻢﺨﻀﺘﻟا ﺔﺠﻴﺘﻧ 200% قﻮﻔﺗ ﺔﺒﺴﻨﺑ ﺔﻴﻋارﺰﻟا تﻼﺧﺪﻤﻟا ﺔﻔﻠﻜﺗ تداز
 tion, with  nancing costs rising at a similar rate.  Ministry of Finance and Economic Planning. (2022). Sectoral   ﺔﻋارﺰﻟا عﺎﻄﻗ –  ﺔﻬﺑﺎﺸﻣ ﺔﺒﺴﻨﺑ ﻞﻳﻮﻤﺘﻟا ﺔﻔﻠﻛ.
                                                                                                       ﹼ
 Cash Shortages and Disrupted Transfers  Performance Report – Agriculture.     ءادﻷا ﺮﻳرﺎﻘﺗو ﺔﻴﻔﺤﺻ تﺎﻧﺎﻴﺑ .(2023) .ﻲﻧادﻮﺴﻟا ﻲﻋارﺰﻟا ﻚﻨﺒﻟا
 Even in relatively stable states, access to funds has   Agricultural Bank of Sudan. (2023). Press releases and perfor-     2022 .ﻲﻋارﺰﻟا ﻞﻳﻮﻤﺘﻠﻟ ﺔﻣﺎﻌﻟا ةرادﻹا – تﺎﺑﺎﻐﻟاو ﺔﻋارﺰﻟا ةرازو  تﻼﻳﻮﺤﺘﻟا ﻞﻄﻌﺗو ﺔﻟﻮﻴﺴﻟا بﺎﻴﻏ
 become di™cult, increasing farmers’ isolation.  mance reports.     FAO. (2022). Agricultural Finance Landscape in Sudan  ﻦﻴﻋراﺰﻤﻟا ﺔﻟﺰﻋ ﻦﻣ داز ﺔﻨﻣﻵا تﺎﻳﻻﻮﻟا ﻲﻓ ﻰﺘﺣ لاﻮﻣﻷا ﻰﻟإ لﻮﺻﻮﻟا ﺔﺑﻮﻌﺻ.
 Fourth: Statistics and Regional Financing Map  Ministry of Agriculture and Forestry – General Directorate of      2023ﻲﻟوﺪﻟا  ﻚﻨﺒﻟاSudan  Rapid  Damage  and  Needs   ﹰ
 Agricultural  Financing  Volume  Before  the  War   Agricultural Finance. (2022).  Assessment  ﻖﻃﺎﻨﻤﻟا ﺐﺴﺣ ﻞﻳﻮﻤﺘﻟا ﺔﻄﻳﺮﺧو تاءﺎﺼﺣﻹا :ﺎﻌﺑار
 (2022)  FAO. (2022). Agricultural Finance Landscape in Sudan.                           2022 بﺮﺤﻟا ﻞﺒﻗ ﻲﻋارﺰﻟا ﻞﻳﻮﻤﺘﻟا ﻢﺠﺣ
 Total banking credit: SDG 650 billion  World Bank. (2023). Sudan Rapid Damage and Needs Assess-     UNDP. (2024). Post-Conflict Agricultural Recovery in
 Agricultural   nancing:  Approximately  SDG  63   ment.  Sudan               ﻲﻧادﻮﺳ ﻪﻴﻨﺟ رﺎﻴﻠﻣ 650 :ﻲﻓﺮﺼﻤﻟا ﻞﻳﻮﻤﺘﻟا ﻲﻟﺎﻤﺟإ.
 billion (9.7%)  UNDP. (2024). Post-Conict Agricultural Recovery in Sudan.     WFP.  (2024).  Emergency  Agricultural  Situation   9.7% ﻪﻴﻨﺟ رﺎﻴﻠﻣ 63 ﻲﻟاﻮﺣ :ﻲﻋارﺰﻟا ﻞﻳﻮﻤﺘﻟا.
 Number of  nanced farmers: Around 800,000  WFP. (2024). Emergency Agricultural Situation Report.  Report
 Agricultural Bank of Sudan: Accounted for 85% of   UN Agriculture Working Group in Sudan. (2024).     2024 .ةﺪﺤﺘﻤﻟا ﻢﻣﻷا – ﺔﻋارﺰﻟا ﻞﻤﻋ ﺔﻋﻮﻤﺠﻣ  800,000 ﺔﺑاﺮﻗ :نﻮﻟﻮﻤﻤﻟا نﻮﻋراﺰﻤﻟا.
 total agricultural  nancing  Center for Peace and Development Studies – University of      2024 .يﺮﺤﺑ ﺔﻌﻣﺎﺟ – ﺔﻴﻤﻨﺘﻟاو مﻼﺴﻟا تﺎﺳارد ﺰﻛﺮﻣ  ﻲﻋارﺰﻟا ﻞﻳﻮﻤﺘﻟا ﻦﻣ 85% ﻦﻋ لوﺆﺴﻣ :ﻲﻧادﻮﺴﻟا ﻲﻋارﺰﻟا ﻚﻨﺒﻟا.
 Bahri. (2024).
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