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PRIVATE & CONFIDENTIAL





                        (ii)  If the explanation is found to be inadequate, the Company shall take the
                             appropriate action for the misconduct.

                  PART D: GENERAL


                  11.0 CONFIDENTIALITY OF INFORMATION
                        (i)  All information obtained while serving the Company shall be considered
                             confidential.


                        (ii)  Such information shall not be communicated or disseminated to any external
                             and non-relevant parties.


                        (iii)  Failure to adhere to these rules may result in disciplinary action or legal
                             action taken.

                  12.0 REVIEW
                        Any provision contained in these terms and conditions of Service shall be revised
                        based on requirements from time to time.


                  13.0 ISOLATION
                        Any provision contained in this Employee Manual that is found contrary to any
                        existing legal provisions shall be deemed to have been isolated and shall not affect
                        other provisions.


                  14.0 CANCELLATION AND CHANGES
                        Company reserves the right at any time to cancel, withdraw or change the benefit
                        to employees whether in whole or in part if deemed beneficial to Company.
                        However, the cancellation, appointment or additions shall not affect the right of an
                        Employee who has received the benefits prior to such changes.


                  15.0 ADMINISTRATION AND INTERPRETATION
                        The benefit is administered by the Company's Board of Directors or any appointed
                        person who has the absolute right to interpret or enforce any of the provisions of
                        the benefit. The Board’s decision on this matter shall be final













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