Page 14 - 2022 Chartwell Hospitality Managers
P. 14

Your Life and Accidental



         Death & Dismemberment



         (AD&D) Insurance Plans





           BASIC LIFE AND AD&D                               YOUR BENEFICIARY
         Life insurance is an important part of your financial   It is important to name a beneficiary for your Life and AD&D
         security,                                           insurance. If there is not a beneficiary designated, your family could
         especially if you support a family.                 encounter delays and probate before receiving your benefits and this
                                                             can be very time consuming and costly. It is also important to keep
         The company provides basic life insurance to all eligible   your beneficiary designation up-to-date. If you elect Supplemental
         employees at no cost to you, up to a maximum benefit of   Life Insurance for your spouse or child(ren), you will automatically be
         $20,000. The AD&D benefit pays a lump sum if you lose a   the beneficiary.
         limb or die in an accident. The maximum AD&D benefit
         will be equivalent to your basic life benefit. Coverage is
         automatic. You do not need to enroll.
                                                                   SUPPLEMENTAL LIFE
         SUPPLEMENTAL LIFE AND AD&D COVERAGE                                                  SCHEDULE AMOUNT
                                                                        AND AD&D
         In addition to the company paid insurance, Chartwell
         provides you the opportunity to purchase Supplemental
                                                                        Employee            Increments of $10,000,
         Life Insurance for yourself, spouse and children through                               $500,000 max
         payroll deductions. Employees must enroll in order to
         elect coverage for their spouse or child(ren). When             Spouse              Increments of $5,000
                                                                              *
         electing the Supplemental Life, you are automatically                            50% of Employee Approved
         enrolled in the Supplemental AD&D Insurance for the                                      Amount
         same benefit amount. This will pay in addition to
         Supplemental Life if the cause of death is an accident or   Children – Age 14 days to
                                                                   age 19 (25 if full-time                           $10,000
         benefits will be paid for dismemberment.
                                                                        student)
       NEW: Travel Connect                                                      Guarantee Issue Amount

       Make travel less stressful.  We’re here to assist you with:
                                                                        Employee                             $200,000
       •   Emergency pet boarding and/or return Return of traveling
          companion                                                                               $30,000
       •   ID recovery assistance                                        Spouse           50% of Employee Approved
       •   Vehicle return                                                                         Amount
       •   Emergency travel arrangements
       •   Lost or stolen travel documents
       •   Language translation services
       •   Medical and dental referrals                         Note:  Evidence of Insurability will be required for the below:
       •   Corrective lens and medical device replacement
       •   Medication and vaccine delivery                          1.  Amounts over Guarantee Issue and/or
       •   Evacuation coordination for an emergency  security or    2.  Late Entrants to the Plan (offered Supplemental Life and
          political event, or natural disaster*                         waived prior)
       •   Destination information
       •   And MORE!

       For a complete list of TravelConnect services,

       go to mysearchlightportal.com
       and enter your group ID: LFGTravel123
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