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Your Life and Accidental
Death & Dismemberment
(AD&D) Insurance Plans
BASIC LIFE AND AD&D YOUR BENEFICIARY
Life insurance is an important part of your financial It is important to name a beneficiary for your Life and AD&D
security, insurance. If there is not a beneficiary designated, your family could
especially if you support a family. encounter delays and probate before receiving your benefits and this
can be very time consuming and costly. It is also important to keep
The company provides basic life insurance to all eligible your beneficiary designation up-to-date. If you elect Supplemental
employees at no cost to you, up to a maximum benefit of Life Insurance for your spouse or child(ren), you will automatically be
$20,000. The AD&D benefit pays a lump sum if you lose a the beneficiary.
limb or die in an accident. The maximum AD&D benefit
will be equivalent to your basic life benefit. Coverage is
automatic. You do not need to enroll.
SUPPLEMENTAL LIFE
SUPPLEMENTAL LIFE AND AD&D COVERAGE SCHEDULE AMOUNT
AND AD&D
In addition to the company paid insurance, Chartwell
provides you the opportunity to purchase Supplemental
Employee Increments of $10,000,
Life Insurance for yourself, spouse and children through $500,000 max
payroll deductions. Employees must enroll in order to
elect coverage for their spouse or child(ren). When Spouse Increments of $5,000
*
electing the Supplemental Life, you are automatically 50% of Employee Approved
enrolled in the Supplemental AD&D Insurance for the Amount
same benefit amount. This will pay in addition to
Supplemental Life if the cause of death is an accident or Children – Age 14 days to
age 19 (25 if full-time $10,000
benefits will be paid for dismemberment.
student)
NEW: Travel Connect Guarantee Issue Amount
Make travel less stressful. We’re here to assist you with:
Employee $200,000
• Emergency pet boarding and/or return Return of traveling
companion $30,000
• ID recovery assistance Spouse 50% of Employee Approved
• Vehicle return Amount
• Emergency travel arrangements
• Lost or stolen travel documents
• Language translation services
• Medical and dental referrals Note: Evidence of Insurability will be required for the below:
• Corrective lens and medical device replacement
• Medication and vaccine delivery 1. Amounts over Guarantee Issue and/or
• Evacuation coordination for an emergency security or 2. Late Entrants to the Plan (offered Supplemental Life and
political event, or natural disaster* waived prior)
• Destination information
• And MORE!
For a complete list of TravelConnect services,
go to mysearchlightportal.com
and enter your group ID: LFGTravel123