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Your Health
Care Coverage
Detailed information about each plan is in this section. If
you have questions, please contact Human Resources.
YOUR MEDICAL PLAN
Chartwell Hospitality offers a major medical plan
administered by UnitedHealthcare. The plan includes
comprehensive health care benefits, including free
preventive care services and coverage for prescription
drugs.
Customer Service Number: 1-866-633-2446
Website: www.myuhc.com IN/OUT-OF-NETWORK COVERAGE
The medical plan features in- and out-of-network
PRESCRIPTION DRUG PLAN coverage; individual and family deductibles; copays;
Do you know that the Food and Drug Administration (FDA) coinsurance; and out-of-pocket maximums.
requires generic drugs to have the same strength and purity
as brand-name drugs? Generic drugs can be just as effective You may use in- or out-of-network providers. You will
as their brand-name counterparts at a fraction of the price, always pay less if you see a doctor or receive services
so why would you spend more than you must on your within the provider network because the plan pays more
prescription medications? Choose generics and save! for “in-network services.”
Looking for a convenient way to purchase the prescription DEDUCTIBLE
medications you take on a regular basis? Have them You must meet an annual deductible before the medical
delivered straight to your home. With Home Delivery, you plan begins to cover a portion of your costs. Once the
can buy up to a three-month supply of medications you deductible is met, the medical plan begins to pay for a
take regularly and only pay a fraction of the 30-day supplies percentage of covered expenses (this is called
through retail. And you can order refills anytime online or coinsurance).
by phone.
OUT-OF-POCKET MAXIMUMS
1. Log on to www.myuhc.com Out-of-pocket maximums apply to all the plans. This is
2. Click on “Manage My Prescriptions” and select the maximum amount you will pay for health care costs
“Transfer Prescriptions” in a calendar year. Once you have reached the out-of-
3. Select the medications you would like to transfer pocket maximum, the plan will fully cover eligible
to the mail service pharmacy medical expenses for the rest of the benefits plan year
(except for any copayments). If you see an out-of
network provider, you may be responsible for out-of-
pocket costs that are considered above the “reasonable
and customary” fees.