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Medical Plan






           United Health Care            Option 1                     Option 2                    Option 3
            Choice Plus Plan         $500 Deductible             $2,000 Deductible            $4,000 Deductible
                                      Member Pays                  Member Pays                  Member Pays

                                                Out of                        Out of                      Out of
                               In Network                    In Network                  In Network
                                               Network                       Network                    Network

          Deductible
          Individual/Family     $500/$1,000   $1,000/$2,000   $2,000/$4,000   $4,000/$8,000   $4,000/$8,000   $6,000/$12,000
          Out-of-Pocket Maximum:
          Individual/Family    $4,000/$8,000   $8,000/$16,000   $5,000/$10,000   $10,000/$20,000   $4,000/$8,000   $15,000/$30,000
          (includes deductible)
          Lifetime Maximum               Unlimited                    Unlimited                   Unlimited

          Office Visits
             •   Primary care      $25           50%*            $25           50%*          0%*          50%*
             •   Specialist        $50           50%*            $50           50%*          0%*          50%*
             •   Preventive care   No Charge   Not Covered    No Charge     Not Covered    No Charge    Not Covered

          Virtual Visits            $0           50%*            $0            50%*           $0          50%*

          Chiropractor             $25           50%*            $25           50%*          0%*          50%*

          In Patient/Outpatient
          Services                 20%*          50%*           20%*           50%*          0%*          50%*
                                   $350          $350
          Emergency Room                                      $350 copay    $350 copay       0%*          50%*
                                copay/20%*    copay/*20%*

          Urgent Care            $50 copay       50%*         $75 copay        50%*          0%*          50%*
          Behavioral Treatment:    $25                           $25
          Outpatient/Inpatient   copay/20%*      50%*         copay/20%*       50%*          0%*          50%*
          Prescription Drugs
          (Retail – 30-day supply)
             Generic             $10 copay                    $10 copay                    $10 copay
             Preferred Brand     $35 copay                    $35 copay                    $35 copay
             Non-Preferred       $60 copay     See note**     $60 copay     See note**     $70 copay    See note**
             Brand
           (Mail Order – 90-day   3X Copay                     3X Copay                    3X Copay
          supply)

         *after Deductible
         ** If you use an out-of-network pharmacy (including mail-order), you may be responsible for any amount over the allowed amount.

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