Page 6 - PetVet 2022 Master Benefits Guide_Final
P. 6

Benefits Offered







       On the next several pages, we will review the benefits we offer:



                                                                                               Payroll
                           Coverage                    Page              Carrier
                                                                                             Deduction

                Medical                                   7       Anthem BCBS               Pre-tax

                Dental                                   12       Anthem BCBS               Pre-tax

                Vision                                   13       Anthem BCBS               Pre-tax


                Health Savings Account (HSA)             14       Optum Bank                Pre-tax

                Healthcare / Dependent Care
                Flexible Spending Account (FSA)          15       Wex                       Pre-tax

                Basic Life/AD&D                          18       NY Life (Cigna)           N/A
                Voluntary Life/AD&D                                                         After-tax

                Short Term Disability                    19       NY Life (Cigna)           After-tax


                Long Term Disability                     19       NY Life (Cigna)           After-tax

                Critical Illness                         20       Aflac                     After-tax

                Accident                                 20       Aflac                     After-tax

                Hospital Indemnity                       20       Aflac                     After-tax


                Legal                                    20       Hyatt Legal               After-tax

                Home & Auto                              20       Farmers Insurance         N/A

                Student Loan Refinancing                 20       SoFi                      N/A


                Employee Assistance Program              21       Cigna                     N/A

                Identity Theft                           21       NY Life (Cigna)           N/A

                Will Preparation                         21       NY Life (Cigna)           N/A



        Pre-tax elections are not subject to federal income, social security or unemployment taxes, which
          increases your take home pay.
        Once pre-tax or after-tax benefits are elected, they cannot be changed until the following Open
          Enrollment unless you have a Qualifying Life Event.




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