Page 17 - 2022 Thrall Benefits Guide

Voluntary Benefits

Thrall offers voluntary benefits for individuals seeking to supplement their benefits package with
individually-selected coverage. Voluntary benefits are 100% paid by the enrollee.

Legal Shield
LegalShield gives you the ability to talk to an attorney on any personal legal matter without worrying about high hourly costs. For
one flat monthly fee you can access legal advice, no matter how traumatic or trivial the issue. Even better, you don’t have to worry
about figuring out which attorney to use—LegalShield does that for you! Their experienced attorneys focus specifically on their
members and provide 24/7 access for covered emergencies.

ID Shield
Identity theft has been one of the top consumer complaints filed with the FTC for 16 years straight. Victims are spending huge
amounts of time and money dealing with it. The criminals are getting smarter. That’s why you should consider identity theft
protection that’s more than a website. IDShield provides you with account monitoring, social media monitoring, dark web
surveillance, identity restoration services, and more. This program also includes a $1 million dollar protection policy to cover costs
incurred as a result of identity theft.

If you’re sick or hurt, health insurance may pay just a portion of your medical costs. But what about deductibles, copays and other
expenses not typically covered by health insurance?

Aflac can help with the expenses that health insurance doesn’t cover. And Aflac pays you – not the doctors or hospitals – quickly,
usually within two days.

The following Aflac plans are available to you through Nazdar:

Accident
Accidents happen. When a covered accident happens to you, our accident insurance policy pays you cash benefits to help with the
unexpected medical and everyday expenses that begin to add up almost immediately.

Cancer
Aflac’s cancer insurance policy can help you and your family better cope financially if a positive diagnosis of cancer of occurs.

Critical Illness (Specified Health Event)
An Aflac specified health event insurance policy is designed to help with the costs of treatment if you experience a covered health
event such as heart attack, stroke, organ transplant and/or heart surgery.

Whole or Term Life
With Aflac’s whole life or term life insurance, you can rest easy knowing that your family will have financial security w13hen they
need it most.

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