Page 19 - 2022 Benegit Guide

Life and Disability Insurance

Protect Yourself and Your Family

Benefit eligible Team Members are automatically enrolled in Basic Life, and Accidental Death and
Dismemberment (AD&D) insurance at 1 times your salary (minimum of $30,000) paid 100% by SSC.

You can elect to purchase supplemental and dependent life insurance options. The life insurance options you
choose help protect your family from financial hardship. If you smoke, you will pay more
for supplemental insurance.

If you enroll or make changes to your life insurance coverage during the Annual Enrollment period
or outside your initial enrollment (as a new hire or rehire), you may be required to provide Evidence
Of Insurability (EOI).

Life Insurance Plan Highlights

Supplemental Team Member and
Basic Life and AD&D Insurance Dependent Life Insurance
• Basic Life and AD&D Coverage amount of • This coverage is 100% paid by team members.
1 time your annual salary.
• Basic Life and AD&D coverage are 100% • Supplemental coverage amounts can be elected in
1, 2, or 3 times your annual salary amount.
company paid.
• Your Coverage reduces at age 65. • Actual costs are calculated when you enroll.
• Spouse coverage amounts of $10,000 or $25,000
available (may be limited to 50% of Team Member
amount based on state regulations).
• Child dependent coverage is $5,000.

• Cost for additional life insurance is based on your
age and the amount of coverage you elect.

Designate A Beneficiary
Benefits from your Basic Life and Supplemental Life insurance coverages are paid in a lump sum
to the beneficiary you designate. You can update your beneficiary at any time by logging onto
benefits.vcf.com. You are automatically the beneficiary on your Dependent Life coverage.

FOR MORE INFORMATION
Get more info about life insurance or disability products
offered through Prudential, by calling 1-888-598-5671.

2022 Health and Benefits Guide 19