Page 20 - 2022 CPI Card Benefits Guide

Voluntary Accident Insurance

Lincoln Financial Group’s Accident insurance pays a fixed benefit directly to
you in the event of an accident, regardless of any other coverage you may
have. Benefits are paid according to a fixed schedule that includes benefits
for hospitalization, fractures and dislocations, emergency room visits, major
diagnostic exams, physical therapy and more. Please refer to the benefit
summary for details of the benefits.
Coverage

(Sample of covered accidents and not a complete list, see policy for details)
Emergency Room $200
Ground Ambulance $300
Office Visit (Resulting from accident) $100
Hospitalization $1,000

Fractures Up to $7,000
Dislocations Up to $5,250
Concussion $200
Coma $7,500

Paralysis $30,000

Critical Illness

Lincoln Financial Group’s Critical Illness insurance pays a fixed benefit if you
are diagnosed with a covered critical illness after your coverage effective
date. This coverage helps with the cost associated with a critical illness, such
as lost income, child care, travel to and from treatment, high deductibles and
copays. During your initial enrollment, enrollment is guaranteed, thereafter,
enrollment is subject to approval.

Benefit
Employee $10,000 or $20,000
Spouse $10,000
Children Automatically receive 50% of
your coverage at no extra cost
Guaranteed Issue $20,000
Pre-Existing Condition Limits 3/12 months
Coverage
Wellness Benefit $50
Cancer 100%
Heart Attack 100%
Stroke 100%
Kidney Failure 100%
Major Organ Transplant 100%
Benign Brain Tumor 50%
Cancer in Situ 25%
Arterial/Vascular Disease 25%
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