Page 21 - HutsonWood-2023-24-Benefit Guide

Voluntary Plans

You have the opportunity to purchase Critical Illness (with a Cancer Rider), Accident and Hospital Indemnity plans through The Hartford. The coverages will
be payroll-deducted and are portable if you leave employment. All options pay in addition to any other coverage you may have and pay directly to you.

For more information about these benefits and their coverage, please refer to your worksite benefit materials.

Critical Illness Insurance
Critical Illness Insurance provides cash to help pay for both medical expenses Examples of Covered Conditions Initial Benefit
not covered by your medical plan as well as day-to-day expenses that may
start to add up – like rent, mortgage, car payments, etc. – while you are ill. Alzheimer’s Disease 100%
With Critical Illness Insurance, if you are diagnosed with a covered illness, Coronary Artery Bypass Graft 100%
you get a lump-sum cash benefit, even if you receive other insurance benefits. Full Benefit Cancer 100%

Coverage amounts Non-Invasive Cancer 25%
Employee Spouse Child(ren) Heart Attack 100%

$5,000 or $10,000 100% of Employee’s 50% of Employee’s Kidney Failure 100%
Guaranteed Issue coverage amount coverage amount Major Organ Transplant 100%

Stroke 100%

Recurrence Benefit is 50% of the Initial Benefit with a 12-month separation
period. A $50 Wellness Benefit is also available.

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