Page 22 - HutsonWood-2023-24-Benefit Guide

Voluntary Plans (continued)

Accident Insurance Hospital Indemnity Insurance
Accident Insurance provides benefits to help cover the costs associated Hospital Indemnity Insurance provides a fixed lump-sum payment that can
with unexpected bills due to covered off-the-job accidents, regardless of help cover hospital expenses not covered by insurance, such as deductibles
any other insurance you have. If you purchase coverage and are hurt in a or copays, or to pay for expenses while you, your spouse and/or dependents
covered accident, you will receive a cash benefit for covered injuries that are in the hospital.
you may spend as you like. Benefit amount varies depending on the injury
and Guaranteed Issue is provided at initial offering. This plan offers on and off-the-job coverage, with Guaranteed Issue provided
at initial offering.
Coverage amounts

Examples of Covered Low Plan High Plan Covered Benefits Low Plan High Plan Annual Limit
Benefits or Injuries
1st Day Hospital Confinement $500 $1,000 Once a year
Ground Ambulance $200 $300 Daily Hospital Confinement $100 $200 30 days per year

Urgent Care $20 $75 1st day ICU Confinement $1,000 $2,000 Once a year
Concussion $100 $150 Daily ICU Confinement $200 $400 10 days per year
Arm Fracture $500 $1,000

Rib Fracture $200 $400

Note: The chart above does not show all injuries covered. For the full list of
benefits, please refer to the plan information.

HutsonWood Benefits Guide | 22