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Additional Benefits




        MeMD  800-835-2362 www.MeMD.com                           HEALTH ADVOCACY
        The MeMD services offered with your Select Benefits       Unlimited access to a Personal Health Advocate, typically a
        coverage provide quick access to a national network of U.S.   registered nurse supported by medical directors and benefits
        board-certified doctors via telephone or video conference.   and claims specialists who can help:
        MeMD phone consultations are available to members         •   Find qualified doctors, hospitals and other providers
        enrolled for Select Benefits coverage and eligible family   •   Explain conditions and treatments
        members 24/7, 365 days a year. It’s health care when and   •   Resolve billing and claims issues
        where you need it—even on vacation, a business trip or    •   Arrange for second opinions and the transfer of medical
        away from home.
                                                                     records
        A MeMD doctor can:                                        •
        •   Answer questions so you may avoid ER or urgent care      Clarify health insurance benefits and answer coverage
           visits for non-emergency issues                           questions
        •   Diagnose many common medical conditions
        •   Provide short-term prescriptions through a local      MEDICAL BILL SAVER
           pharmacy, when necessary                               Expert negotiators will work with providers to reduce the cost
        •   Answer questions about symptoms and medical           of medical and dental bills that are not covered by your
           condition
                                                                  insurance- saving you time and money. Our skilled negotiators
        MeMD doctors can recommend treatment for common           can:
        conditions such as:                                       •   Help reduce your out of pocket costs on non-covered bills
        •   Cold and Flu                                          •
        •   Bronchitis                                               Handle negotiations and obtain provider signoff
        •   Respiratory infection                                    Provide you with an itemized summary of the outcome and
        •   Allergies                                                payment terms
        •   Pediatric concerns

        EMPLOYEE ASSISTANCE PROGRAM+WORK/LIFE
        This confidential program offers unlimited, toll-free access
        to licensed professional counselors and work/life specialists          Three ways to get started
        for short-term assistance with a ride range of family- and
        work- related issues. Educational materials, webinars and         •   Call toll-free at 1-866-799-2728.
        other resources are also available on a dedicated website.        •   Log in to HealthAdvocate.com/Symetra and
        Our specialists can help you address:                                register your account using your name, date of
        •   Stress, depression and anxiety                                   birth and ZIP code.
        •   Substance abuse                                               •   Download the Health Advocate app from the
        •   Financial and legal problems                                                App Store or Google Play. Enter your company’s
                                                                                                TM
                                                                                    ®
        •   Divorce, grief and loss                                               name to reach the login screen, and then
        •   Child and elder care concerns                                        register your account using the method listed
                                                                                           above.
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