Page 4 - Rubrik 2022 FAQ

2022 U.S. Benefits Frequently Asked Questions (FAQs)

Medical Plan Lingo and Terms ..................................................... 16

Q. What is a deductible?.............................................................................................16
Q. What is coinsurance? .............................................................................................16
Q. What is an out‑of‑pocket maximum? .............................................................................16

Q. What is a copay? .................................................................................................16
Q. What is in‑network care? .........................................................................................16
Q. What is the difference between urgent care and emergency care? ...............................................16

Dental & Vision – Base and Buy‑Up Options ........................................ 16
Q. How do I find a participating dentist? .............................................................................16
Q. How do I find a participating vision provider? ..................................................................... 17
Q. What is the difference between the Base and Buy‑Up Plans? .................................................... 17

Q. How do I get a copy of my dental/vision ID card?................................................................. 17

Family Planning Benefit ........................................................... 17
Q. What is the Family Planning benefit?.............................................................................. 17

Q. What is the Carrot benefit? ....................................................................................... 17
Q. Does Rubrik cover infertility services?............................................................................. 17
Q. Is Carrot for me? .................................................................................................. 17
Q. Is there a cost to using Carrot?.................................................................................... 17
Q. How do I get started with Carrot? .................................................................................18
Q. Can my spouse/partner use Carrot’s resources?..................................................................18
Q. Do I need a smartphone to use Carrot? ...........................................................................18
Q. What kinds of experts can I talk to through Carrot? ...............................................................18
Q. How do I set up a virtual visit with a Carrot Expert?................................................................18
Q. Will Carrot keep my information private? .........................................................................18
Q. Do I need an infertility diagnosis to use Carrot? ...................................................................18

Optional Life Insurance Options ................................................... 18

Q. How much does the Optional Life Insurance cost?................................................................18
Q. What are my options for continuing my life insurance coverage after my employment ends? ....................18

Flexible Spending Accounts....................................................... 19

Q. Who is the FSA administrator for 2022? ........................................................................... 19
Q. What are the FSA contribution maximums for 2022? .............................................................. 19
Q. Where can I find a list of eligible expenses? ...................................................................... 19

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