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Health
Accident Insurance
Accident Insurance is different from major Here are some examples of the benefit dollar
medical insurance. It’s insurance for daily living. amounts you could receive if you are involved in an
After an accident, you may have expenses you’ve accident and need medical treatment:
never thought about, from the initial emergency • Emergency Treatment $150
treatment or hospitalization, to follow-up • Ambulance $100
treatments or physical therapy. If you’re injured due • X-Ray $20
to an accident, MetLife pays cash benefits directly • Hospital admission $500
to you to help address out-of-pocket medical costs
and everyday expenses. The lump sum payment is For a full list of the benefits that are covered by this
specific to your injury or treatment.
plan, refer to Benefits Connection.
Other features of the plan include:
• Coverage is Guaranteed Issue
• Benefits paid regardless of any other insurance
you may have
• Worldwide Coverage
• Wellness Benefit of $25
• Effective the first of the month following
enrollment
Critical Illness Insurance
Critical Illness insurance provides a lump sum
benefit for covered illnesses to help pay for Additionally for the purpose of calculating your
medical and non-medical costs associated with premiums, your age is locked in as of the date you
your diagnosis. Administered by MetLife, Critical enroll. This means that if you enroll at age 39 and
Illness Insurance provides protection from remain in the plan for 10 years, you’ll continue to
uncovered medical expenses, such as deductibles, pay the rate of a 39 year old.
copayments, travel expenses, etc. when you’re
diagnosed with a critical illness. Covered conditions include but are not limited to:
Other features of the plan include: • Heart Attack
• Coverage is Guaranteed Issue • Stroke
• You choose your coverage amount in • Cancer
increments of $5,000 up to $30,000 • Coma
• Spouse and children receive a benefit of 50% of • Blindness
your elected coverage amount
• Rates are based on coverage amount, age, Refer to Benefits Connection for a full list of
coverage tier, and tobacco usage covered conditions.
• Age reductions begin at age 70
Skyworks Solutions Employee Benefits Guide - U.S. 11