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9.5 Company Identification Card

               Wearing of Company Identification card is mandatory on all working days.

               The Company will provide the employee with a company I.D. upon regularization.

               The employee is expected on all times to wear the ID, during office hours.

               This will make it easy for the employees to learn the names of fellow employees
               & vice versa.

               The replacement of lost I.Ds. shall be subject to current replacement costs.
               Should  the  employee  resign,  he/she  must  return  the  I.D.  before  he/she  can
               receive the final paycheck, clearance, and certification of employment.

               9.6 Attendance, Absence and Punctuality

               The Company considers the employees’ presence at the workplace as essential to
               be able to operate in a manner that will provide its clients, policy holders and
               customers with the service that they expect.

               Thus, the Company determines the official working hours of all employees who
               are expected to faithfully record their attendance as basis for compensation and
               benefits.

               The employee’s Immediate Superior and Division/Department Head are required
               to demonstrate punctuality and judicious  use of  time as  role models of  their

               respective staff.

               See timekeeping policy for the detailed guidelines and procedures

               9.7 Attendance

               Employees are expected to report to duty on time and not leave work before the
               end of the normal working day, except with the permission of their Immediate
               Superior.

               The employee shall record his/her attendance time in and out at the start and
               end of the workday through the Company-prescribed timekeeping system.

               In case of hardware or system breakdown, the employee shall refer to the record
               of  the  Security  Guard-on-Duty  for  his/her  attendance  (Reception  at  the  “The
               Crescent”).

               In the event, that the employee is unable to report for work because of illness,
               he/she  must  notify  the  Immediate  Superior  within  the  first  two  hours  of  his
               official work schedule.

               If  unable to report for work due to  an  emergency situation,  the employee  is
               required to inform his/her Immediate Superior within the day.
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