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Don’t Make Me Say I Told You So 3
Marching to Immortality?
What are the odds of you or your spouse living to a ripe old age?
How long do you need to plan to be retired? The average life
expectancy of Americans jumped more than 60% in the past
century, with women recently crossing the mark of age 80. Here
are the most recent figures:
Life Expectancy at age 65 make this
comma a period
100%
80%
60%
40%
20%
0%
75 years 80 years 85 years 90 years 95 years 100 years
There are a number of different studies and figures,
At Least One Person in a Marriage
Men
Women
but women, on average, live three to five years longer
Source: Social Security Administration, Period Life Table, 2013 (published 2016)
than men. Almost half of all women over age 65
Table: Social Security Administration 2016 OASDI Trustees Report.
outlive their husbands by 15 years.
Also, longer life expectancies can have an even more profound
impact on women. Women, on average, live seven years longer
than men; approximately half of all women over 65 outlive their
husbands by 15 years. This means that many women will lose a
Chapter 1: The New Retirement