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4 Don’t Make Me Say I Told You So

portion of the income they received from their spouse’s income,
whether a pension, Social Security, or some other source.

Elderly Widows and Widowers

100% 100%
Men Women
80% 80%
73%

85+ 60% 60%

75+ 43%
40% 34% 40%
65+ 20%
20% 16% 20%
7%
0% 0%
Widowed Widowed

Source: U.S. Census Bureau, Current Population Survey, Annual Social and Economic Supplement.

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► People are living longer in retirement.

► For past generations, retirement lasted 10 to 20 years.

► Today’s retirees may be retired for 20, 30, or even 40 years.

► Women live an average of seven years longer than men.

five

Chapter 1: The New Retirement