Page 7 - FlipBook BACK FROM SARAN - MAY 5 2020 - Don't Make Me Say I Told You So_6.14x9.21_v9_Neat
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Don’t Make Me Say I Told You So                                      vi





         Group One Retirees                   Group Two Retirees

           ►   Traveling                        ►   Living frugally

           ►   Time with friends and            ►   Limited travel
              family                            ►   Watching their pennies

           ►   Dining out                       ►   Worrying

           ►   Pursuing hobbies                 ►   Boxed in by limited
           ►   Volunteer work                      assets




        for more money, the fact is that most people will be in group

        number two. Most people will not live the retirement that they
        dreamed of, and will spend their final years scrimping, worrying,

        and hoping they don’t run out of money.




        About Money



        Growing up in a family of 10 kids, my early life was dictated
        by money, or, rather, a lack of it to some degree. I understood

        from a fairly early age that a good deal of our lives was
        controlled by money. When I saw my best friends, Tom

        and  Eddie  Brennan,  go off  on vacation every  summer, or
        saw other kids go to camp, I knew, or may have asked my

        mom, why we couldn’t do that. When we wore hand-me-
        down clothing while friends got new shirts or jeans, I understood




                                        Preface
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