Page 75 - GTBank Annual Report 2020 eBook

7,398,562 2,579,631 282,904 4,536,027 - -

Gap (asset - liabilities) (799,998) (203,797) (580,816) 1,199,041 352,477

Cumulative liquidity gap (799,998) (1,003,795) (1,584,611) (385,570) (33,093)

Dec-2019
More
Carrying Less than 3 to 6 6 to 12 1 to 5 than
In thousands of Gambian Dalasi amount 3 months months months years 5 years
1
Financial assets

Cash and cash equivalents 1,801,491 1,801,491 - - - -

Financial assets held for trading - - - - -

Derivative financial assets - - - - - -

Debt instruments: - - - - - -

– FVOCI 3,182,935 550,300 804,455 1,828,180 - -

– Amortized cost 411,031 - - - 411,031 -

Assets pledged as collateral - - - - - -

Loans and advances to banks - - - - - -
Loans and advances to
customers 1,056,111 1,035,561 9,498 11,052
Restricted deposits and other
assets 8,265 8,265

6,459,833 2,360,056 804,455 2,863,741 420,529 11,052
Financial liabilities

Deposits from banks - - - - - -

Deposits from customers 5,877,274 5,604,840 240,830 31,604 - -
Financial liabilities held for
trading - - - - - -

Derivative financial liabilities - - - - - -

Other liabilities 224,174 - - 224,174 - -

Debt securities issued - - - - - -

6,101,488 5,604,840 240,830 255,778 - -

Gap (asset - liabilities) - (3,244,784) 563,625 2,607,963 420,530 11,052

Cumulative liquidity gap - (3,244,784) (2,681,159) (73,196) 347,334 358,386 Annual Report 2020

Guaranty Trust Bank Gambia Limited www.gtbankgambia.com 73