Page 19 - 2022 All Products Emploee Brochure Book

Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with rider (when available for the issue age): Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with rider (when available for the issue age):

Accelerated Death Benefit for Terminal Illness or Condition (TI)

N O N - T O B A C C O P R E M I U M R A T E S A N D V A L U E S N O N - T O B A C C O P R E M I U M R A T E S A N D V A L U E S
Death $10,000 $15,000 $20,000 $25,000 $30,000 $35,000 $40,000 Death
Benefit Benefit

Issue Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Issue
Age Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Age
18 $2.36 $3,952 $3.52 $5,927 $4.70 $7,903 $5.88 $9,879 $7.04 $11,855 $8.22 $13,830 $9.40 $15,806 18
19 2.16 3,928 3.24 5,892 4.32 7,856 5.40 9,821 6.46 11,785 7.54 13,749 8.62 15,713 19
20 2.22 3,904 3.34 5,856 4.44 7,808 5.54 9,760 6.66 11,712 7.76 13,664 8.86 15,616 20
21 2.30 3,878 3.44 5,818 4.60 7,757 5.74 9,696 6.88 11,635 8.02 13,574 9.18 15,514 21
22 2.40 3,852 3.58 5,778 4.78 7,704 5.98 9,630 7.16 11,555 8.36 13,481 9.54 15,407 22
23 2.50 3,824 3.72 5,736 4.96 7,648 6.22 9,560 7.46 11,471 8.68 13,383 9.94 15,295 23
24 2.60 3,795 3.90 5,692 5.20 7,589 6.50 9,486 7.80 11,384 9.10 13,281 10.40 15,178 24
25 2.72 3,764 4.08 5,646 5.44 7,528 6.80 9,410 8.16 11,291 9.52 13,173 10.86 15,055 25
26 2.84 3,732 4.26 5,597 5.68 7,463 7.10 9,329 8.52 11,195 9.94 13,060 11.36 14,926 26
27 2.98 3,698 4.46 5,546 5.94 7,395 7.42 9,244 8.92 11,093 10.40 12,942 11.88 14,790 27
28 3.10 3,662 4.64 5,493 6.20 7,324 7.74 9,155 9.28 10,986 10.84 12,817 12.38 14,648 28
29 3.24 3,625 4.86 5,437 6.48 7,249 8.10 9,062 9.72 10,874 11.32 12,686 12.94 14,499 29
30 3.40 3,586 5.08 5,378 6.78 7,171 8.48 8,964 10.18 10,757 11.86 12,549 13.56 14,342 30
31 3.56 3,545 5.34 5,317 7.10 7,089 8.88 8,861 10.66 10,634 12.44 12,406 14.20 14,178 31
32 3.74 3,502 5.60 5,252 7.46 7,003 9.32 8,754 11.20 10,505 13.06 12,255 14.92 14,006 32
33 3.94 3,457 5.90 5,185 7.86 6,913 9.84 8,641 11.80 10,370 13.76 12,098 15.74 13,826 33
34 4.24 3,410 6.36 5,115 8.46 6,819 10.58 8,524 12.70 10,229 14.82 11,934 16.94 13,639 34
35 4.54 3,361 6.80 5,042 9.06 6,722 11.34 8,403 13.60 10,083 15.86 11,764 18.14 13,444 35
36 4.70 3,311 7.04 4,966 9.38 6,621 11.74 8,276 14.08 9,932 16.42 11,587 18.76 13,242 36
37 4.84 3,258 7.28 4,887 9.70 6,516 12.12 8,145 14.54 9,773 16.96 11,402 19.38 13,031 37
38 5.12 3,203 7.66 4,805 10.22 6,406 12.76 8,008 15.32 9,609 17.86 11,211 20.42 12,812 38
39 5.38 3,146 8.06 4,718 10.72 6,291 13.42 7,864 16.10 9,437 18.78 11,009 21.46 12,582 39
40 5.64 3,085 8.46 4,628 11.26 6,170 14.08 7,713 16.90 9,255 19.72 10,798 22.54 12,340 40
41 5.94 3,021 8.90 4,532 11.86 6,043 14.82 7,554 17.80 9,064 20.76 10,575 23.72 12,086 41
42 6.28 2,954 9.42 4,431 12.58 5,908 15.70 7,385 18.86 8,862 22.00 10,339 25.12 11,816 42
43 6.66 2,883 10.00 4,325 13.32 5,766 16.66 7,208 19.98 8,649 23.32 10,091 26.64 11,532 43
44 7.06 2,808 10.58 4,212 14.10 5,615 17.64 7,019 21.16 8,423 24.68 9,827 28.20 11,231 44
45 7.42 2,728 11.12 4,092 14.84 5,456 18.54 6,820 22.24 8,184 25.94 9,548 29.66 10,912 45
46 7.86 2,643 11.80 3,965 15.74 5,287 19.66 6,608 23.60 7,930 27.52 9,252 31.46 10,573 46
47 8.38 2,554 12.56 3,830 16.72 5,107 20.92 6,384 25.10 7,661 29.28 8,938 33.46 10,214 47
48 8.90 2,459 13.36 3,688 17.80 4,917 22.26 6,147 26.70 7,376 31.16 8,605 35.60 9,834 48
49 9.46 2,358 14.20 3,537 18.92 4,716 23.66 5,895 28.38 7,073 33.10 8,252 37.84 9,431 49
50 10.06 2,251 15.08 3,376 20.10 4,502 25.12 5,627 30.14 6,753 35.16 7,878 40.20 9,004 50
¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
This rate insert is part of the approved brochure for applications taken in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS,
MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own.
EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
Please refer to the policy for details.
Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. BIWEEKLY means 26 times per year.

This information is valid as long as information remains current, but in no event later than 12/31/2023. Individual Whole Life Insurance benefits are provided under
form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following form, or state variations thereof: Accelerated Death Benefit for Terminal Allstate Benefits is a marketing
Illness or Condition (ICC18IWLPTI). name used by American Heritage
Life Insurance Company, a
subsidiary of The Allstate
This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
Corporation. ©2021 Allstate
Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued. Insurance Company.
For additional information, you may contact your Allstate Benefits Representative. www.allstate.com or
allstatebenefits.com

HO Use Only: MD-8111-TNTS-B_STD_-FALSE-10-FA-10000-
40000-5000-PI:E-26x-TI:T-PWP:F-ADB:F-TYT:0-CI:F-CT:F-ST:F
Ratecard generated February 9, 2022 - 1:10 PM by IWL rate generator version: 2.43769.
ABJ20743-48148