Page 21 - 2022 All Products Emploee Brochure Book

Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with rider (when available for the issue age): Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with rider (when available for the issue age):

Accelerated Death Benefit for Terminal Illness or Condition (TI)

T O B A C C O P R E M I U M R A T E S A N D V A L U E S T O B A C C O P R E M I U M R A T E S A N D V A L U E S

Death $10,000 $15,000 $20,000 $25,000 $30,000 $35,000 $40,000 Death
Benefit Benefit

Issue Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Issue
Age Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Age

19 $3.60 $4,779 $5.38 $7,169 $7.18 $9,558 $8.98 $11,948 $10.78 $14,338 $12.56 $16,727 $14.36 $19,117 19
20 3.62 4,751 5.42 7,126 7.24 9,501 9.04 11,876 10.84 14,252 12.64 16,627 14.46 19,002 20
21 3.78 4,720 5.68 7,080 7.56 9,441 9.46 11,801 11.36 14,161 13.24 16,521 15.14 18,881 21
22 3.96 4,689 5.94 7,033 7.92 9,377 9.90 11,722 11.86 14,066 13.84 16,410 15.82 18,754 22
23 4.14 4,655 6.22 6,983 8.28 9,311 10.34 11,639 12.42 13,966 14.48 16,294 16.54 18,622 23
24 4.32 4,621 6.48 6,931 8.64 9,241 10.80 11,552 12.96 13,862 15.12 16,172 17.28 18,483 24
25 4.54 4,584 6.80 6,876 9.06 9,169 11.34 11,461 13.60 13,753 15.86 16,045 18.14 18,337 25
26 4.74 4,546 7.10 6,819 9.46 9,092 11.82 11,365 14.20 13,638 16.56 15,911 18.92 18,184 26
27 4.94 4,506 7.42 6,759 9.88 9,012 12.34 11,265 14.82 13,518 17.28 15,771 19.74 18,024 27
28 5.16 4,464 7.74 6,695 10.30 8,927 12.88 11,159 15.46 13,391 18.04 15,622 20.60 17,854 28
29 5.36 4,419 8.04 6,628 10.72 8,838 13.40 11,047 16.08 13,257 18.76 15,466 21.44 17,676 29
30 5.56 4,372 8.32 6,558 11.10 8,744 13.86 10,930 16.64 13,116 19.40 15,302 22.18 17,488 30
31 5.82 4,323 8.72 6,484 11.62 8,645 14.52 10,806 17.44 12,968 20.34 15,129 23.24 17,290 31
32 6.10 4,271 9.14 6,406 12.18 8,541 15.22 10,676 18.28 12,812 21.32 14,947 24.36 17,082 32
33 6.40 4,216 9.60 6,324 12.80 8,432 16.00 10,540 19.20 12,647 22.40 14,755 25.60 16,863 33
34 6.74 4,159 10.10 6,238 13.46 8,317 16.82 10,397 20.18 12,476 23.54 14,555 26.90 16,634 34
35 7.04 4,099 10.54 6,148 14.06 8,197 17.58 10,247 21.10 12,296 24.60 14,345 28.12 16,395 35
36 7.36 4,036 11.04 6,054 14.70 8,072 18.38 10,090 22.06 12,108 25.74 14,126 29.40 16,144 36
37 7.76 3,971 11.64 5,956 15.50 7,941 19.38 9,926 23.26 11,912 27.14 13,897 31.00 15,882 37
38 8.18 3,902 12.26 5,853 16.36 7,804 20.44 9,755 24.52 11,706 28.62 13,657 32.70 15,608 38
39 8.60 3,830 12.90 5,746 17.20 7,661 21.48 9,576 25.78 11,491 30.08 13,406 34.38 15,322 39
40 8.98 3,755 13.48 5,633 17.96 7,510 22.46 9,388 26.94 11,265 31.42 13,143 35.92 15,020 40
41 9.50 3,676 14.24 5,514 18.98 7,352 23.74 9,190 28.48 11,027 33.22 12,865 37.96 14,703 41
42 10.04 3,592 15.04 5,388 20.06 7,184 25.06 8,981 30.08 10,777 35.08 12,573 40.10 14,369 42
43 10.60 3,504 15.88 5,256 21.18 7,008 26.46 8,760 31.76 10,512 37.06 12,264 42.34 14,016 43
44 11.20 3,410 16.78 5,116 22.36 6,821 27.96 8,526 33.56 10,231 39.14 11,936 44.74 13,642 44
45 11.74 3,311 17.62 4,967 23.50 6,622 29.36 8,278 35.24 9,933 41.10 11,589 46.98 13,244 45
46 12.38 3,206 18.56 4,809 24.74 6,412 30.92 8,015 37.10 9,617 43.28 11,220 49.48 12,823 46
47 13.08 3,094 19.60 4,641 26.14 6,189 32.68 7,736 39.20 9,283 45.74 10,830 52.26 12,377 47
48 13.82 2,976 20.72 4,464 27.64 5,953 34.54 7,441 41.44 8,929 48.34 10,417 55.26 11,905 48
49 14.58 2,851 21.86 4,277 29.14 5,702 36.44 7,128 43.72 8,554 51.00 9,979 58.28 11,405 49
50 15.40 2,718 23.08 4,078 30.76 5,437 38.46 6,796 46.16 8,155 53.84 9,514 61.54 10,874 50
¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
This rate insert is part of the approved brochure for applications taken in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS,
MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own.
EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
Please refer to the policy for details.
Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. BIWEEKLY means 26 times per year.

This information is valid as long as information remains current, but in no event later than 12/31/2023. Individual Whole Life Insurance benefits are provided under
form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following form, or state variations thereof: Accelerated Death Benefit for Terminal Allstate Benefits is a marketing
Illness or Condition (ICC18IWLPTI). name used by American Heritage
Life Insurance Company, a
subsidiary of The Allstate
This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
Corporation. ©2021 Allstate
Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued.
Insurance Company.
For additional information, you may contact your Allstate Benefits Representative. www.allstate.com or
allstatebenefits.com

HO Use Only: MD-8111-TNTS-B_STD_-FALSE-10-FA-10000-
40000-5000-PI:E-26x-TI:T-PWP:F-ADB:F-TYT:0-CI:F-CT:F-ST:F
Ratecard generated February 9, 2022 - 1:10 PM by IWL rate generator version: 2.43769.
ABJ20743-48148