Page 24 - 2022 All Products Emploee Brochure Book
P. 24

Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with rider (when available for the issue age):

                                                                                          Accelerated Death Benefit for Terminal Illness or Condition (TI)

                                                                                              N O N - T O B A C C O   P R E M I U M   R A T E S   A N D   V A L U E S
                                        Death         $50,000              $75,000              $100,000             $125,000              $150,000                                                  Death
                                        Benefit                                                                                                                                                     Benefit

                                         Issue     Biweekly  CV @ age 65  Biweekly  CV @ age 65  Biweekly  CV @ age 65  Biweekly  CV @ age 65  Biweekly  CV @ age 65  This section  intentionally    This section  intentionally    Issue
                                         Age       Premium  or 10 years¹  Premium  or 10 years¹  Premium  or 10 years¹  Premium  or 10 years¹  Premium  or 10 years¹  left blank.  left blank.        Age
                                          51       $53.38    $10,689    $80.06    $16,033    $106.74   $21,377    $133.42    $26,721   $160.10    $32,066                                             51
                                          52        57.38     10,088     86.06     15,132     114.74    20,176     143.42     25,220    172.10     30,264                                             52
                                          53        61.42      9,453     92.12     14,179     122.82    18,905     153.52     23,631    184.22     28,358                                             53
                                          54        65.58      8,780     98.38     13,170     131.16    17,560     163.96     21,950    196.74     26,340                                             54
                                          55        70.64      8,067    105.96     12,101     141.28    16,134     176.60     20,168    211.92     24,201                                             55
                                          56        76.02      8,432    114.04     12,648     152.04    16,864     190.06     21,080    228.06     25,296                                             56
                                          57        81.50      8,815    122.26     13,223     163.00    17,630     203.76     22,038    244.50     26,445                                             57
                                          58        87.48      9,217    131.22     13,825     174.96    18,433     218.70     23,041    262.46     27,650                                             58
                                          59        93.20      9,638    139.80     14,457     186.40    19,276     232.98     24,095    279.58     28,914                                             59
                                          60        99.24     10,080    148.86     15,119     198.46    20,159     248.08     25,199    297.70     30,239                                             60
                                          61       107.16     10,542    160.74     15,812     214.32    21,083     267.90     26,354    321.46     31,625                                             61
                                          62       114.04     11,024    171.06     16,536     228.08    22,048     285.10     27,560    342.12     33,072                                             62
                                          63       124.94     11,527    187.40     17,291     249.86    23,054     312.32     28,818    374.78     34,581                                             63
                                          64       125.36     12,051    188.02     18,076     250.70    24,101     313.38     30,126    376.04     36,152                                             64
                                          65       125.76     12,593    188.64     18,890     251.50    25,186     314.38     31,483    377.26     37,779                                             65



                                        w/EOI                                                                                                                                                        w/EOI
                                          66       146.44     13,155    219.68     19,732     292.90    26,309     366.12     32,886    439.34     39,464                                             66
                                          67       158.00     13,735    237.00     20,602     316.00    27,469     395.00     34,336    474.00     41,204                                             67
                                          68       181.36     14,333    272.02     21,499     362.70    28,665     453.38     35,831    544.04     42,998                                             68
                                          69       186.92     14,947    280.36     22,420     373.82    29,893     467.26     37,366    560.72     44,840                                             69
                                          70       201.46     15,664    302.18     23,496     402.90    31,328     503.62     39,160    604.34     46,992                                             70
                                          71       217.72     16,402    326.58     24,602     435.44    32,803     544.28     41,004    653.14     49,205                                             71
                                          72       235.36     17,162    353.02     25,742     470.70    34,323     588.38     42,904    706.04     51,485                                             72
                                          73       255.24     17,960    382.86     26,940     510.46    35,920     638.08     44,900    765.70     53,880                                             73
                                          74       277.28     18,805    415.92     28,207     554.54    37,609     693.18     47,011    831.82     56,414                                             74
                                          75       301.88     19,670    452.80     29,505     603.74    39,340     754.66     49,175    905.60     59,010                                             75
                                          76       329.54     20,560    494.32     30,840     659.08    41,120     823.86     51,400    988.62     61,680                                             76
                                          77       360.66     21,517    541.00     32,275     721.32    43,033     901.64     53,791   1,081.96    64,550                                             77
                                          78       395.56     22,564    593.34     33,845     791.12    45,127     988.90     56,409   1,186.68    67,691                                             78
                                          79       434.72     23,744    652.08     35,615     869.44    47,487    1,086.78    59,359   1,304.14    71,231                                             79
                                          80       478.58     25,138    717.88     37,707     957.16    50,276    1,196.44    62,845   1,435.74    75,414                                             80
                                       ¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
                                       This rate insert is part of the approved brochure for applications taken in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS,
                                       MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own.
                                       EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
                                       Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
                                                                    Please refer to the policy for details.
                                       Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. BIWEEKLY means 26 times per year.

                                       This information is valid as long as information remains current, but in no event later than 12/31/2023. Individual Whole Life Insurance benefits are provided under
                                       form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following form, or state variations thereof:  Accelerated Death Benefit for Terminal   Allstate Benefits is a marketing
                                       Illness or Condition (ICC18IWLPTI).                                                                                                      name used by American Heritage
                                                                                                                                                                                     Life Insurance Company, a
                                                                                                                                                                                      subsidiary of The Allstate
                                       This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
                                                                                                                                                                                    Corporation. ©2021 Allstate
                                       Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued.                            Insurance Company.
                                       For additional information, you may contact your Allstate Benefits Representative.                                                                 www.allstate.com or
                                                                                                                                                                                          allstatebenefits.com


                                                                                                                                                                    HO Use Only: MD-8111-TNTS-B_STD_-FALSE-10-FA-50000-
                                                                                                                                                                    150000-25000-PI:E-26x-TI:T-PWP:F-ADB:F-TYT:0-CI:F-CT:F-
                                                                                                                                                                    ST:F
                                                                                                                                   Ratecard generated February 9, 2022 - 1:11 PM by IWL rate generator version: 2.43769.
            ABJ20743-14815
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