Page 24 - 2022 All Products Emploee Brochure Book
P. 24
Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with rider (when available for the issue age):
Accelerated Death Benefit for Terminal Illness or Condition (TI)
N O N - T O B A C C O P R E M I U M R A T E S A N D V A L U E S
Death $50,000 $75,000 $100,000 $125,000 $150,000 Death
Benefit Benefit
Issue Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 This section intentionally This section intentionally Issue
Age Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ left blank. left blank. Age
51 $53.38 $10,689 $80.06 $16,033 $106.74 $21,377 $133.42 $26,721 $160.10 $32,066 51
52 57.38 10,088 86.06 15,132 114.74 20,176 143.42 25,220 172.10 30,264 52
53 61.42 9,453 92.12 14,179 122.82 18,905 153.52 23,631 184.22 28,358 53
54 65.58 8,780 98.38 13,170 131.16 17,560 163.96 21,950 196.74 26,340 54
55 70.64 8,067 105.96 12,101 141.28 16,134 176.60 20,168 211.92 24,201 55
56 76.02 8,432 114.04 12,648 152.04 16,864 190.06 21,080 228.06 25,296 56
57 81.50 8,815 122.26 13,223 163.00 17,630 203.76 22,038 244.50 26,445 57
58 87.48 9,217 131.22 13,825 174.96 18,433 218.70 23,041 262.46 27,650 58
59 93.20 9,638 139.80 14,457 186.40 19,276 232.98 24,095 279.58 28,914 59
60 99.24 10,080 148.86 15,119 198.46 20,159 248.08 25,199 297.70 30,239 60
61 107.16 10,542 160.74 15,812 214.32 21,083 267.90 26,354 321.46 31,625 61
62 114.04 11,024 171.06 16,536 228.08 22,048 285.10 27,560 342.12 33,072 62
63 124.94 11,527 187.40 17,291 249.86 23,054 312.32 28,818 374.78 34,581 63
64 125.36 12,051 188.02 18,076 250.70 24,101 313.38 30,126 376.04 36,152 64
65 125.76 12,593 188.64 18,890 251.50 25,186 314.38 31,483 377.26 37,779 65
w/EOI w/EOI
66 146.44 13,155 219.68 19,732 292.90 26,309 366.12 32,886 439.34 39,464 66
67 158.00 13,735 237.00 20,602 316.00 27,469 395.00 34,336 474.00 41,204 67
68 181.36 14,333 272.02 21,499 362.70 28,665 453.38 35,831 544.04 42,998 68
69 186.92 14,947 280.36 22,420 373.82 29,893 467.26 37,366 560.72 44,840 69
70 201.46 15,664 302.18 23,496 402.90 31,328 503.62 39,160 604.34 46,992 70
71 217.72 16,402 326.58 24,602 435.44 32,803 544.28 41,004 653.14 49,205 71
72 235.36 17,162 353.02 25,742 470.70 34,323 588.38 42,904 706.04 51,485 72
73 255.24 17,960 382.86 26,940 510.46 35,920 638.08 44,900 765.70 53,880 73
74 277.28 18,805 415.92 28,207 554.54 37,609 693.18 47,011 831.82 56,414 74
75 301.88 19,670 452.80 29,505 603.74 39,340 754.66 49,175 905.60 59,010 75
76 329.54 20,560 494.32 30,840 659.08 41,120 823.86 51,400 988.62 61,680 76
77 360.66 21,517 541.00 32,275 721.32 43,033 901.64 53,791 1,081.96 64,550 77
78 395.56 22,564 593.34 33,845 791.12 45,127 988.90 56,409 1,186.68 67,691 78
79 434.72 23,744 652.08 35,615 869.44 47,487 1,086.78 59,359 1,304.14 71,231 79
80 478.58 25,138 717.88 37,707 957.16 50,276 1,196.44 62,845 1,435.74 75,414 80
¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
This rate insert is part of the approved brochure for applications taken in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS,
MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own.
EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
Please refer to the policy for details.
Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. BIWEEKLY means 26 times per year.
This information is valid as long as information remains current, but in no event later than 12/31/2023. Individual Whole Life Insurance benefits are provided under
form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following form, or state variations thereof: Accelerated Death Benefit for Terminal Allstate Benefits is a marketing
Illness or Condition (ICC18IWLPTI). name used by American Heritage
Life Insurance Company, a
subsidiary of The Allstate
This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
Corporation. ©2021 Allstate
Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued. Insurance Company.
For additional information, you may contact your Allstate Benefits Representative. www.allstate.com or
allstatebenefits.com
HO Use Only: MD-8111-TNTS-B_STD_-FALSE-10-FA-50000-
150000-25000-PI:E-26x-TI:T-PWP:F-ADB:F-TYT:0-CI:F-CT:F-
ST:F
Ratecard generated February 9, 2022 - 1:11 PM by IWL rate generator version: 2.43769.
ABJ20743-14815