Page 25 - 2022 All Products Emploee Brochure Book

Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with rider (when available for the issue age): Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with rider (when available for the issue age):

Accelerated Death Benefit for Terminal Illness or Condition (TI)

T O B A C C O P R E M I U M R A T E S A N D V A L U E S T O B A C C O P R E M I U M R A T E S A N D V A L U E S

Death $50,000 $75,000 $100,000 $125,000 $150,000 Death
Benefit Benefit

Issue Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 This section intentionally This section intentionally Issue
Age Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ left blank. left blank. Age

19 $17.96 $23,896 $26.92 $35,844 $35.90 $47,792 $44.86 $59,740 $53.84 $71,688 19
20 18.06 23,753 27.10 35,629 36.12 47,505 45.16 59,381 54.18 71,258 20
21 18.92 23,602 28.36 35,402 37.82 47,203 47.26 59,004 56.72 70,805 21
22 19.78 23,443 29.66 35,165 39.54 46,886 49.42 58,608 59.32 70,329 22
23 20.68 23,277 31.02 34,916 41.36 46,554 51.70 58,193 62.02 69,831 23
24 21.60 23,104 32.40 34,655 43.20 46,207 54.00 57,759 64.80 69,311 24
25 22.66 22,922 34.00 34,382 45.32 45,843 56.64 57,304 67.96 68,765 25
26 23.64 22,731 35.46 34,096 47.28 45,461 59.10 56,826 70.92 68,192 26
27 24.68 22,530 37.02 33,794 49.36 45,059 61.70 56,324 74.02 67,589 27
28 25.76 22,318 38.64 33,476 51.50 44,635 64.38 55,794 77.26 66,953 28
29 26.80 22,095 40.18 33,142 53.58 44,189 66.98 55,236 80.38 66,284 29
30 27.72 21,860 41.58 32,789 55.42 43,719 69.28 54,649 83.14 65,579 30
31 29.04 21,613 43.56 32,419 58.08 43,225 72.60 54,031 87.12 64,838 31
32 30.46 21,353 45.68 32,029 60.90 42,705 76.12 53,381 91.34 64,058 32
33 31.98 21,079 47.98 31,619 63.96 42,158 79.96 52,698 95.96 63,237 33
34 33.62 20,793 50.44 31,190 67.24 41,586 84.04 51,983 100.86 62,379 34
35 35.14 20,494 52.72 30,740 70.28 40,987 87.84 51,234 105.42 61,481 35
36 36.76 20,180 55.14 30,270 73.50 40,360 91.88 50,450 110.26 60,540 36
37 38.76 19,853 58.14 29,779 77.50 39,705 96.88 49,631 116.26 59,558 37
38 40.88 19,510 61.30 29,265 81.74 39,020 102.16 48,775 122.60 58,530 38
39 42.96 19,152 64.46 28,728 85.94 38,304 107.42 47,880 128.90 57,456 39
40 44.90 18,776 67.34 28,163 89.78 37,551 112.22 46,939 134.66 56,327 40
41 47.44 18,379 71.18 27,569 94.90 36,758 118.62 45,948 142.34 55,137 41
42 50.12 17,961 75.18 26,942 100.24 35,922 125.30 44,903 150.36 53,883 42
43 52.94 17,520 79.40 26,279 105.86 35,039 132.32 43,799 158.78 52,559 43
44 55.92 17,052 83.86 25,578 111.82 34,104 139.76 42,630 167.72 51,156 44
45 58.72 16,556 88.08 24,833 117.44 33,111 146.78 41,389 176.14 49,667 45
46 61.84 16,029 92.74 24,044 123.66 32,058 154.58 40,073 185.50 48,087 46
47 65.34 15,472 98.00 23,207 130.66 30,943 163.32 38,679 196.00 46,415 47
48 69.06 14,882 103.60 22,322 138.12 29,763 172.66 37,204 207.18 44,645 48
49 72.86 14,256 109.28 21,384 145.70 28,512 182.12 35,640 218.54 42,768 49
50 76.92 13,592 115.36 20,388 153.82 27,184 192.26 33,980 230.72 40,776 50
¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
This rate insert is part of the approved brochure for applications taken in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS,
MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own.
EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
Please refer to the policy for details.
Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. BIWEEKLY means 26 times per year.

This information is valid as long as information remains current, but in no event later than 12/31/2023. Individual Whole Life Insurance benefits are provided under
form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following form, or state variations thereof: Accelerated Death Benefit for Terminal Allstate Benefits is a marketing
Illness or Condition (ICC18IWLPTI). name used by American Heritage
Life Insurance Company, a
subsidiary of The Allstate
This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
Corporation. ©2021 Allstate
Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued.
Insurance Company.
For additional information, you may contact your Allstate Benefits Representative. www.allstate.com or
allstatebenefits.com

HO Use Only: MD-8111-TNTS-B_STD_-FALSE-10-FA-50000-
150000-25000-PI:E-26x-TI:T-PWP:F-ADB:F-TYT:0-CI:F-CT:F-
ST:F
Ratecard generated February 9, 2022 - 1:11 PM by IWL rate generator version: 2.43769.
ABJ20743-14815