Page 22 - 2022 All Products Emploee Brochure Book

Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with rider (when available for the issue age):

Accelerated Death Benefit for Terminal Illness or Condition (TI)

T O B A C C O P R E M I U M R A T E S A N D V A L U E S

Death $10,000 $15,000 $20,000 $25,000 $30,000 $35,000 $40,000 Death
Benefit Benefit

Issue Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Issue
Age Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Age
51 $16.32 $2,577 $24.46 $3,866 $32.62 $5,155 $40.78 $6,444 $48.94 $7,732 $57.08 $9,021 $65.24 $10,310 51
52 17.28 2,428 25.92 3,642 34.56 4,856 43.20 6,070 51.86 7,283 60.50 8,497 69.14 9,711 52
53 18.32 2,269 27.46 3,403 36.62 4,537 45.78 5,672 54.94 6,806 64.08 7,940 73.24 9,075 53
54 19.40 2,100 29.10 3,149 38.80 4,199 48.48 5,249 58.18 6,299 67.88 7,348 77.58 8,398 54
55 20.48 1,920 30.70 2,879 40.94 3,839 51.16 4,799 61.40 5,759 71.64 6,718 81.88 7,678 55
56 21.82 1,974 32.72 2,961 43.62 3,948 54.52 4,936 65.42 5,923 76.32 6,910 87.22 7,897 56
57 23.12 2,028 34.68 3,043 46.24 4,057 57.80 5,071 69.36 6,085 80.92 7,099 92.48 8,114 57
58 24.52 2,083 36.80 3,124 49.06 4,165 61.32 5,207 73.58 6,248 85.84 7,289 98.10 8,331 58
59 25.88 2,138 38.82 3,207 51.74 4,276 64.68 5,345 77.62 6,413 90.56 7,482 103.48 8,551 59
60 27.14 2,194 40.70 3,291 54.26 4,387 67.82 5,484 81.40 6,581 94.96 7,678 108.52 8,775 60
61 28.64 2,251 42.94 3,376 57.26 4,501 71.58 5,626 85.90 6,752 100.20 7,877 114.52 9,002 61
62 30.48 2,309 45.72 3,464 60.96 4,618 76.20 5,773 91.44 6,927 106.68 8,082 121.92 9,236 62
63 32.32 2,374 48.46 3,562 64.62 4,749 80.76 5,936 96.92 7,123 113.08 8,310 129.22 9,498 63
64 34.28 2,458 51.40 3,688 68.54 4,917 85.66 6,146 102.80 7,375 119.94 8,604 137.08 9,834 64
65 35.82 2,547 53.74 3,821 71.64 5,094 89.56 6,368 107.46 7,641 125.38 8,915 143.28 10,188 65

w/EOI w/EOI
66 37.38 2,641 56.06 3,962 74.76 5,282 93.44 6,603 112.12 7,923 130.82 9,244 149.50 10,564 66
67 40.04 2,742 60.04 4,113 80.06 5,484 100.06 6,855 120.08 8,225 140.08 9,596 160.10 10,967 67
68 43.20 2,850 64.80 4,275 86.40 5,700 108.00 7,125 129.60 8,549 151.20 9,974 172.80 11,399 68
69 46.42 2,967 69.62 4,450 92.82 5,933 116.02 7,417 139.24 8,900 162.44 10,383 185.64 11,866 69
70 49.66 3,091 74.50 4,636 99.34 6,181 124.16 7,727 149.00 9,272 173.82 10,817 198.66 12,363 70
71 53.28 3,220 79.92 4,829 106.54 6,439 133.18 8,049 159.82 9,659 186.46 11,268 213.08 12,878 71
72 57.32 3,351 85.96 5,027 114.62 6,702 143.26 8,378 171.92 10,053 200.56 11,729 229.22 13,404 72
73 61.74 3,484 92.62 5,225 123.48 6,967 154.34 8,709 185.22 10,451 216.08 12,193 246.94 13,934 73
74 66.68 3,617 100.02 5,425 133.36 7,234 166.70 9,042 200.02 10,851 233.36 12,659 266.70 14,468 74
75 72.20 3,758 108.30 5,637 144.40 7,516 180.50 9,395 216.60 11,274 252.70 13,153 288.80 15,032 75
76 78.38 3,905 117.58 5,857 156.76 7,809 195.94 9,762 235.14 11,714 274.32 13,666 313.52 15,618 76
77 85.28 4,055 127.92 6,082 170.54 8,110 213.18 10,137 255.82 12,165 298.46 14,192 341.08 16,220 77
78 92.94 4,220 139.40 6,330 185.86 8,440 232.32 10,551 278.80 12,661 325.26 14,771 371.72 16,881 78
79 101.44 4,411 152.14 6,616 202.86 8,822 253.56 11,027 304.28 13,233 355.00 15,438 405.70 17,644 79
80 110.84 4,649 166.26 6,973 221.68 9,297 277.08 11,622 332.50 13,946 387.92 16,270 443.32 18,594 80
¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
This rate insert is part of the approved brochure for applications taken in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS,
MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own.
EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
Please refer to the policy for details.
Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. BIWEEKLY means 26 times per year.

This information is valid as long as information remains current, but in no event later than 12/31/2023. Individual Whole Life Insurance benefits are provided under
form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following form, or state variations thereof: Accelerated Death Benefit for Terminal Allstate Benefits is a marketing
Illness or Condition (ICC18IWLPTI). name used by American Heritage
Life Insurance Company, a
subsidiary of The Allstate
This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
Corporation. ©2021 Allstate
Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued.
Insurance Company.
For additional information, you may contact your Allstate Benefits Representative. www.allstate.com or
allstatebenefits.com

HO Use Only: MD-8111-TNTS-B_STD_-FALSE-10-FA-10000-
40000-5000-PI:E-26x-TI:T-PWP:F-ADB:F-TYT:0-CI:F-CT:F-ST:F
Ratecard generated February 9, 2022 - 1:10 PM by IWL rate generator version: 2.43769.
ABJ20743-48148