Page 27 - Life Insurance Today FEBRUARY 2016

ICICI Pru iProtect
Smart

from ICICI Prudential Life Insurance

Why choose ICICI Pru Tax benefits: on premiums paid as per prevailing tax laws
iProtect Smart?
How it works:
ICICI Pru iProtect Smart is a term
insurance plan that offers multiple You can buy this term insurance plan online in some simple steps as
options so that you get enhanced shown below:
protection for yourself and your family Choose your preferred level of cover through our online calculator.
at affordable premiums. This plan gives
you 360° protection on your life - you Proceed to fill in your personal details.
get large life cover to secure your loved
ones. Also enrich your life cover with Pay the premium via your internet banking account or your credit card.
protection against accidental death
and 34 life threatening illnesses. Life insurance cover on your policy begins on receipt of the premium,
relevant documents and completion of any requested medical tests.
Key Benefits:
At a Glance:
Affordable protection for your family:
Large life cover at affordable premium Minimum / Maximum 18 / 65 years (Age completed birthday)
so that your loved ones are always age at entry
financially secure.
Minimum / Maximum 23 / 75 years
Complete protection for you: age at maturity
Guaranteed cash payout up to Rs. 1
Crore to you for 34 life threatening Minimum/Maximum Benefit Regular Limited Single
illnesses. Policy Term Option Pay Pay Pay

Protection against disability: In case Life 5 - 40 10 - 40 5 - 20
of permanent disability due to an years years years years
accident, the policy continues with no
further premiums to be paid. Life Plus 5 - 40 10 - 40 5 - 20
years years years
Accidental Death Benefit: In case of
death due to accident, the nominee Life & 5 - 30 10 - 30 NA
will receive double the sum assured. Health years years

Freedom to increase life cover: You All in One 5 - 30 10 - 30 NA
can increase your cover amount at years years
key stages of your life - like marriage
and birth of your children. Premium Payment Options Regular Pay, Limited Pay, Single Pay

100% cash payout in case of Terminal Premium Payment Terms Single Pay: Single
illness: If you are diagnosed with a
terminal illness, we will pay you the Regular Pay: Same as Policy Term
complete sum assured.
Limited Pay: Policy Term - 5 years
Easy to buy: Buy a policy online
anytime in just 10 minutes Minimum Premium Rs. 2,400 excluding service tax and cesses, as
applicable, for Life Option.
Special premium rates: for women and
non-tobacco users Accidental Death Benefit Equal to Sum Assured chosen by you, subject to
a maximum limit as per the Company policy.
Life Insurance Today
Critical Illness (CI) Benefit Minimum: Rs. 1,00,000

Maximum: As per the Company policy

Minimum Sum Assured Subject to the minimum premium

Maximum Sum Assured Unlimited

Mode of Premium Payment Single, Yearly, Half-yearly and Monthly

February 2016 27

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