Page 261 - India Insurance Report 2023- BIMTECH

India Insurance Report - Series II 249

Table 01 : Progress of Key FAS Indicators of Bangladesh

Key FAS Indicators 2017 2018 2019
Number of ATMS per 100,000 adults 8.36 8.89 9.39
Number of Commercial bank branches per 100,000 adults 8.82 8.94 9

Number of depositors with commercial banks per 1,000 adults 730.84 787.72 848.87
Number of borrowers from commercial banks per 1,000 adults 83.1 83.13 82.95
Outstanding deposits with commercial banks (% of GDP) 50.22 48.39 48.32

Outstanding loans from commercial banks (% of GDP) 42.69 42.79 41.86
Outstanding small and medium enterprise (SME)
loans from commercial banks (% of GDP) 10.69 8.89 8.96
Number of registered mobile money agent outlets per 1,000 km2 6,047.62 6,790.85 7,468.34
Number of registered mobile money accounts per 1,000 adults 513.04 582.25 672.62
Value of mobile money transactions
(during the reference year) (% of GDP) 15.93 16.85 17.1

Source: Data Source: Financial Access Survey (FAS), November 2020, International Monetary Fund

2.2 Bangladesh Healthcare Scenario

A well-functioning health sector is crucial for overall development, but Bangladesh faces significant challenges
in its healthcare system. According to the Bangladesh Health Facility Survey, approximately 25% of health
facilities lack basic equipment like stethoscopes and thermometers. The most pressing issue is the shortage of
human resources, with a deficit of around 140,000 nurses and a low nurse-physician ratio. The World Health
Organization recommends three nurses for every doctor, but Bangladesh has only one nurse for every three
physicians. Additionally, there are issues with drug supplies and facility management, leading to limited access
to publicly supported healthcare for just 25% of the population (The Financial Express, 2023).
Table 02 : Bangladesh Health Service and Medical Education Status

Particulars Number
Total number of government facilities under the DGHS 2,277
Total number of primary-level facilities (except community clinics) 2,006
Total number of secondary and tertiary level facilities 271
Total number of registered private hospitals and clinics 5,577

Total number of registered private diagnostic centres 9,529
No. of hospital beds under the DGHS 66,560
No. of hospital beds in private hospitals registered by the DGHS 94,398
Total number of facilities run by DGHS, including registered private hospitals 7,854

Source: Health Bulletin 2020, Directorate General of Health Services