Page 264 - India Insurance Report 2023- BIMTECH

252 India Insurance Report - Series II

3.6 Ethical Consideration

Ethical considerations were paramount throughout the research process. Consent was obtained
from all participants, and those who declined to participate were excluded (32 individuals). The data was
analysed and presented anonymously in the findings chapter.

3.7 Limitations of the Research

The study had limitations due to its focus on households’ economic situation, healthcare experience,
views, and expectations, which prevented a deeper examination of certain issues. Household income
fluctuations made obtaining reliable statistics challenging, and data validity was compromised at times
by incorrect information from respondents. Conducting a longitudinal study and increasing the number
of household respondents could enhance the findings’ credibility.

4. Findings

4.1 Profession of Households

According to our study, service/salaried job holders hold the largest portion in the profession filed.
Moreover, Agriculture/farming holds the second position, followed by CNG/other drivers and Labor/
construction workers. The below table shows the details of this.

Table 04 : Profession of Households

Types of Profession Total Dhaka Tangail Meherpur
Agriculture/farmer 13.4 0.4 24.8 29.1
Fishing/fisherman 1.6 0.4 0 5.5
Livestock/poultry 0.9 0 0 3.6
Migrant worker 5.7 0.9 14.3 7.3
Rickshaw/van/auto driver 10 13.4 1.9 10.9
CNG/other driver 12.8 18.8 7.6 5.5
Grocery/shopkeeper 9.8 6.7 6.7 19.1
Garment worker 3.6 5.8 2.9 0
Service/salaried jobs 27.8 31.7 39 9.1
Crafting/painting/creative works 8.7 0.9 0 32.7
Housemaid/caretaker 11.4 21.4 1.9 0
Mechanic/carpenter/mason/electrician 5.2 4 5.7 7.3
Cook 0.9 1.3 0 0.9
Labor/construction worker 8.7 12.9 0 8.2
Other 8.2 9.8 10.5 2.7