Page 14 - AB Mauri 2022 Benefits Guide MOIL
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Disability
What would happen if you couldn’t go to work as a result of a disabling illness or accident? Disability
insurance goes to work when you can’t. The company provides, at no cost to you, short term and long term
disability coverage through New York Life.
Short Term Disability (STD) Long Term Disability (LTD)
Beneits under the STD program are cumulative from To have peace of mind due to an extend absence
year to year. On your anniversary, you will receive an from work due to an injury or illness, you are
additional two weeks at full earnings and two weeks provided long term disability protection. The plan
at two-thirds earnings. The following chart shows covers 66.67% of your monthly covered earnings
how many weeks of new credit at full and two-thirds up to $12,000 per month. LTD beneits begin after
earnings you are eligible to receive for each year of 180 days of disability. They are payable until you are
service. It also shows the maximum credit you could no longer disabled or reach Social Security Normal
accumulate in your STD program balance. Retirement Age.
Full Earnings 2/3 Earnings How to Report a Short
Years of New Maximum New Maximum
Service
Credit Accumulation Credit Accumulation
<1 Year 1 week 1 week 1 week 1 week Term Disability (STD)
1 Year 2 weeks 3 weeks 2 weeks 3 weeks
2 Years 2 weeks 5 weeks 2 weeks 5 weeks and/or Family and
3 Years 2 weeks 7 weeks 2 weeks 7 weeks
4 Years 2 weeks 9 weeks 2 weeks 9 weeks Medical Leave (FMLA)
5 Years 2 weeks 11 weeks 2 weeks 11 weeks
6 Years 3 weeks 14 weeks 3 weeks 12 weeks Simply do one of the following things.
7 Years 3 weeks 17 weeks 3 weeks 9 weeks
8 Years 3 weeks 20 weeks 3 weeks 6 weeks ■ Call toll-free 888.842.4462 between 7:00 a.m.
9 Years 3 weeks 23 weeks 3 weeks 3 weeks and 7:00 p.m. CST; a representative will walk
10 Years 3 weeks 26 weeks 3 weeks 0 weeks you through the process
■ Create a new leave request online at
The STD program provides time of at full earnings myNYLGBS.com
or two-thirds earnings if you cannot work for more
than seven consecutive days because of an illness You also need to let your supervisor know as
or injury. Your maximum beneit under the STD soon as possible before your irst day of absence.
program is 26 weeks (six months) at full and two- Call your HR Representative on or before your
thirds pay combined or until you are no longer irst day of absence to report how long you will
disabled. be absent.
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What would happen if you couldn’t go to work as a result of a disabling illness or accident? Disability
insurance goes to work when you can’t. The company provides, at no cost to you, short term and long term
disability coverage through New York Life.
Short Term Disability (STD) Long Term Disability (LTD)
Beneits under the STD program are cumulative from To have peace of mind due to an extend absence
year to year. On your anniversary, you will receive an from work due to an injury or illness, you are
additional two weeks at full earnings and two weeks provided long term disability protection. The plan
at two-thirds earnings. The following chart shows covers 66.67% of your monthly covered earnings
how many weeks of new credit at full and two-thirds up to $12,000 per month. LTD beneits begin after
earnings you are eligible to receive for each year of 180 days of disability. They are payable until you are
service. It also shows the maximum credit you could no longer disabled or reach Social Security Normal
accumulate in your STD program balance. Retirement Age.
Full Earnings 2/3 Earnings How to Report a Short
Years of New Maximum New Maximum
Service
Credit Accumulation Credit Accumulation
<1 Year 1 week 1 week 1 week 1 week Term Disability (STD)
1 Year 2 weeks 3 weeks 2 weeks 3 weeks
2 Years 2 weeks 5 weeks 2 weeks 5 weeks and/or Family and
3 Years 2 weeks 7 weeks 2 weeks 7 weeks
4 Years 2 weeks 9 weeks 2 weeks 9 weeks Medical Leave (FMLA)
5 Years 2 weeks 11 weeks 2 weeks 11 weeks
6 Years 3 weeks 14 weeks 3 weeks 12 weeks Simply do one of the following things.
7 Years 3 weeks 17 weeks 3 weeks 9 weeks
8 Years 3 weeks 20 weeks 3 weeks 6 weeks ■ Call toll-free 888.842.4462 between 7:00 a.m.
9 Years 3 weeks 23 weeks 3 weeks 3 weeks and 7:00 p.m. CST; a representative will walk
10 Years 3 weeks 26 weeks 3 weeks 0 weeks you through the process
■ Create a new leave request online at
The STD program provides time of at full earnings myNYLGBS.com
or two-thirds earnings if you cannot work for more
than seven consecutive days because of an illness You also need to let your supervisor know as
or injury. Your maximum beneit under the STD soon as possible before your irst day of absence.
program is 26 weeks (six months) at full and two- Call your HR Representative on or before your
thirds pay combined or until you are no longer irst day of absence to report how long you will
disabled. be absent.
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